Pr hospital ip/obs care initial moderate level per day at Community Hospital

2000 Campbell Drive, Torrington, WY · Banner Health · · NPI 1669410643

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$148.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$281.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$123.64 with NaphCare vs $275.38 with Prime Health Services — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
NaphCare Federal Prison System $123.64 ↓ -17%
Humana Medicare Advantage $123.64 ↓ -17%
TriWest Healthcare Alliance Corp - VA CCN Tricare $123.64 ↓ -17%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $123.64 ↓ -17%
Banner Health Banner Choice Plus $123.64 ↓ -17%
InterWest Health Medicare Advantage $126.11 ↓ -15%
Prime Health Services Medicare Advantage $126.11 ↓ -15%
Medica Medicare Advantage $126.45 ↓ -15%
United Healthcare Nebraska Medicaid/CHIP $134.88 ↓ -9%
Medica Commercial $266.67 ↑ +80%
Imagine Health, LLC (wka WISE Provider Network) WISE PPO $266.95 ↑ +80%
Hue Health, Inc Medicare Advantage $266.95 ↑ +80%
First Choice Health Network Commerical $266.95 ↑ +80%
Mountain Health Cooperative (CO-OP) Mountain Health Plan $266.95 ↑ +80%
Blue Cross Blue Shield of Wyoming Institutional $266.95 ↑ +80%
Midlands Choice Commercial $269.76 ↑ +82%
Coventry Workers Comp $269.76 ↑ +82%
Coventry Commercial $269.76 ↑ +82%
First Health Medical Rental $269.76 ↑ +82%
Prime Health Services Group Health $272.57 ↑ +84%
InterWest Health Auto & General Liability $272.57 ↑ +84%
Cigna Healthcare & Life Insurance Company – WY Commercial $272.57 ↑ +84%
Multiplan Commercial $272.57 ↑ +84%
Prime Health Services Auto & General Liability $272.57 ↑ +84%
InterWest Health Group Health $272.57 ↑ +84%
InterWest Health Workers' Comp $275.38 ↑ +86%
Prime Health Services Worker's Comp $275.38 ↑ +86%
Molina Healthcare Medicaid/CHIP not published by hospital —

Visitor-reported prices

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Pr hospital ip/obs care initial moderate level per day at other Wyoming hospitals

Hospital City Cash price Negotiated range
Washakie Medical Center Worland $227.61 $134.88 – $272.57
Platte County Hospital Wheatland $209.06 $134.88 – $272.57

All Wyoming hospitals for this procedure →