healthcosts.net

Upper Back (Thoracic Spine) MRI (with contrast) at Banner Wyoming Medical Center

1233 E 2nd Street, Casper, WY · Banner Health · · NPI 1346332954

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$995.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,370.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$357.13 with United Healthcare vs $2,322.60 with Prime Health Services — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $357.13 ↓ -64%
Humana Medicare Advantage $364.27 ↓ -63%
InterWest Health Medicare Advantage $364.27 ↓ -63%
Prime Health Services Medicare Advantage $364.27 ↓ -63%
NaphCare Federal Prison System $482.13 ↓ -52%
NaphCare Medicare $517.84 ↓ -48%
Banner Health Banner Choice Plus/Banner Select $639.90 ↓ -36%
Blue Cross Blue Shield of Wyoming Blue Select PPO $1,592.64 ↑ +60%
Blue Cross Blue Shield of Wyoming Institutional $1,628.19 ↑ +64%
Imagine Health, LLC (wka WISE Provider Network) WISE PPO $1,943.40 ↑ +95%
United Healthcare Commercial $1,962.36 ↑ +97%
Hue Health, Inc Medicare Advantage $2,014.50 ↑ +102%
Cigna Healthcare & Life Insurance Company – WY Commercial $2,061.90 ↑ +107%
Medica Commercial $2,133.00 ↑ +114%
Mountain Health Cooperative (CO-OP) Mountain Health Plan $2,204.10 ↑ +121%
First Choice Health Network Commerical $2,251.50 ↑ +126%
Multiplan Commercial $2,251.50 ↑ +126%
Coventry Commercial $2,275.20 ↑ +129%
First Health Medical Rental $2,275.20 ↑ +129%
InterWest Health Auto & General Liability $2,298.90 ↑ +131%
InterWest Health Group Health $2,298.90 ↑ +131%
Prime Health Services Auto & General Liability $2,298.90 ↑ +131%
Prime Health Services Group Health $2,298.90 ↑ +131%
InterWest Health Workers' Comp $2,322.60 ↑ +133%
Prime Health Services Worker's Comp $2,322.60 ↑ +133%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Upper Back (Thoracic Spine) MRI (with contrast) at other Wyoming hospitals

Hospital City Cash price Negotiated range
Community Hospital Torrington $1,534.19 $954.80 – $2,104.90
Washakie Medical Center Worland $1,447.39 $87.84 – $177.51
Platte County Hospital Wheatland $1,469.09 $1,041.60 – $2,104.90

All Wyoming hospitals for this procedure →