Collection of venous blood by venipuncture at Aurora Medical Center Manitowoc

5000 Memorial Dr, Two Rivers, WI · Aurorahealthcare · · NPI 1477508687

Source: hospital's published price file ↗ · Published Nov 21, 2025 · Ingested Sep 16, 2026

$12.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$25.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with United Healthcare vs $29.22 with Wisconsin Physician Service — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Nexus $0.01 ↓ -100%
United Healthcare Exchange $0.01 ↓ -100%
United Healthcare HMO $0.01 ↓ -100%
United Healthcare Charter $0.01 ↓ -100%
Aurora Caregiver Commercial $3.00 ↓ -76%
Quartz One Commercial $5.00 ↓ -60%
Quartz Group Commercial $5.80 ↓ -54%
Everpointe Elite Commercial $6.46 ↓ -48%
Common Ground Envision $6.56 ↓ -48%
Centivo Commercial $6.56 ↓ -48%
HealthPartners Employee Trust Fund $7.96 ↓ -36%
HS Technology Commercial $8.44 ↓ -32%
Anthem Blue Priority $8.57 ↓ -31%
HealthPartners Robin $10.19 ↓ -18%
Anthem Blue Preferred $10.28 ↓ -18%
Trilogy Commercial $10.52 ↓ -16%
Health EOS Plus Commercial $15.00 ↑ +20%
Cigna PPO-GPPO $17.22 ↑ +38%
Common Ground Employee Trust Fund $18.54 ↑ +48%
Common Ground Exchange $18.54 ↑ +48%
HealthPartners Broad $18.75 ↑ +50%
Health EOS PPO $20.00 ↑ +60%
Aetna HMO $20.27 ↑ +62%
Aetna PPO $20.65 ↑ +65%
United Healthcare PPO $21.05 ↑ +68%
Cigna PPO $21.15 ↑ +69%
Anthem PPO $21.25 ↑ +70%
Health Payment Systems Commercial $22.08 ↑ +77%
Molina Exchange Commercial $25.09 ↑ +101%
Wisconsin Physician Service Aurora Featured $27.77 ↑ +122%
Wisconsin Physician Service Arise $29.22 ↑ +134%
Wisconsin Physician Service Statewide $29.22 ↑ +134%

Visitor-reported prices

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