Warde 3008005 oligoclonal bands at HSHS St. Nicholas Hospital

3100 SUPERIOR AVE, SHEBOYGAN, WI · Hshs · · NPI 1730184342

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$117.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$178.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.39 with MEDICARE MANAGED vs $178.00 with COFINITY — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MANAGED MANAGED MEDICARE NO SEQUESTRATION $27.39 ↓ -77%
MEDICA MEDICA MEDICARE ADVANTAGE $27.39 ↓ -77%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $27.39 ↓ -77%
MOLINA HEALTHCARE MOLINA MEDICARE $27.39 ↓ -77%
HUMANA HUMANA MEDICARE ADVANTAGE $27.39 ↓ -77%
AETNA AETNA MEDICARE $27.39 ↓ -77%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $27.39 ↓ -77%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $27.66 ↓ -76%
ANTHEM ANTEHM MEDICAID $28.28 ↓ -76%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $28.28 ↓ -76%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $28.28 ↓ -76%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $28.28 ↓ -76%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $28.28 ↓ -76%
TRIOLOGY TRILOGY MEDICAID $29.98 ↓ -74%
MOLINA HEALTHCARE MOLINA MEDICAID $29.98 ↓ -74%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $32.87 ↓ -72%
UNITED HEALTHCARE UNITED HEALTHCARE $32.87 ↓ -72%
PREVEA HEALTH NETWORK PREVEA360 $32.87 ↓ -72%
UNITED HEALTHCARE UHC ONEIDA NATION $32.87 ↓ -72%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $35.61 ↓ -70%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $35.61 ↓ -70%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $35.61 ↓ -70%
HUMANA HUMANA NATIIONAL POS HMO $46.56 ↓ -60%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $46.56 ↓ -60%
HUMANA HUMANA CHOICE CARE HMO $46.56 ↓ -60%
NAPHCARE ALL COMMERICAL NAPHCARE $61.63 ↓ -48%
HSHS EMPLOYEES HSHS EMPLOYEES $86.51 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $89.00 ↓ -24%
ANTHEM ANTHEM PPO $95.87 ↓ -18%
ANTHEM ANTHEM POS/HMO $95.87 ↓ -18%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $106.80 ↓ -9%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $110.36 ↓ -6%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $113.62 ↓ -3%
CIGNA ALL COMMERCIAL CIGNA $124.60 ↑ +6%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $124.60 ↑ +6%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION TRUST SELECT $128.16 ↑ +9%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $128.16 ↑ +9%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $128.16 ↑ +9%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $133.50 ↑ +14%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $133.50 ↑ +14%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $133.50 ↑ +14%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $140.62 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $142.40 ↑ +21%
HEALTH CARE ALLIANCE THE ALLIANCE $149.52 ↑ +27%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $149.52 ↑ +27%
CHOICECARE ALL COMMERCIAL CHOICE CARE $151.30 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $151.30 ↑ +29%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $163.76 ↑ +39%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $169.10 ↑ +44%
LIVE360 LIVE360 HSHS HEALTHY PLAN $178.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $178.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $178.00 ↑ +52%
COFINITY COFINITY $178.00 ↑ +52%

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Warde 3008005 oligoclonal bands at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Aurora Medical Center Sheboygan County Sheboygan $92.50 $21.91 – $96.14
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $130.91 $27.39 – $87.10
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $130.91 $27.39 – $87.10
UnityPoint Health - Meriter Hospital Madison $249.28 $16.43 – $97.22
SSM Health St. Clare Hospital - Baraboo Baraboo $145.20 $20.54 – $199.88
SSM Health St. Mary's Hospital - Janesville Janesville $174.90 $20.54 – $159.89
SSM Health St. Mary's Hospital - Madison Madison $121.55 $20.54 – $163.52
SSM Health Monroe Hospital Monroe $141.35 $27.39 – $47.93

All Wisconsin hospitals for this procedure →