Zoledronic acid 4 mg/5 ml intravenous solution at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$815.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,235.42

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.38 with UNITED HEALTHCARE vs $147.60 with LIVE360 — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UHC ONEIDA NATION $8.38 ↓ -99%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $8.38 ↓ -99%
UNITED HEALTHCARE UNITED HEALTHCARE $8.38 ↓ -99%
ANTHEM ANTHEM POS/HMO $8.64 ↓ -99%
PREVEA HEALTH NETWORK PREVEA360 $9.09 ↓ -99%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $9.09 ↓ -99%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $9.09 ↓ -99%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $9.09 ↓ -99%
ANTHEM ANTHEM PPO $10.67 ↓ -99%
MOLINA HEALTHCARE MOLINA MEDICARE $35.42 ↓ -96%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $35.42 ↓ -96%
AETNA AETNA MEDICARE $35.42 ↓ -96%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $35.42 ↓ -96%
HUMANA HUMANA MEDICARE ADVANTAGE $35.42 ↓ -96%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $35.77 ↓ -96%
HSHS EMPLOYEES HSHS EMPLOYEES $71.73 ↓ -91%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $73.80 ↓ -91%
NAPHCARE ALL COMMERICAL NAPHCARE $79.70 ↓ -90%
CIGNA ALL COMMERCIAL CIGNA $92.25 ↓ -89%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $94.21 ↓ -88%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $116.60 ↓ -86%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $118.08 ↓ -86%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $118.08 ↓ -86%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $121.03 ↓ -85%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $121.03 ↓ -85%
HEALTH CARE ALLIANCE THE ALLIANCE $123.98 ↓ -85%
HUMANA HUMANA NATIIONAL POS HMO $125.46 ↓ -85%
CHOICECARE ALL COMMERCIAL CHOICE CARE $125.46 ↓ -85%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $125.46 ↓ -85%
HUMANA HUMANA CHOICE CARE PPO $125.46 ↓ -85%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $131.36 ↓ -84%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $131.36 ↓ -84%
COFINITY COFINITY $132.84 ↓ -84%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $132.84 ↓ -84%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $132.84 ↓ -84%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $135.79 ↓ -83%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $140.22 ↓ -83%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $140.22 ↓ -83%
AETNA ALL COMMERCIAL AETNA $147.60 ↓ -82%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $147.60 ↓ -82%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $147.60 ↓ -82%
LIVE360 LIVE360 HSHS HEALTHY PLAN $147.60 ↓ -82%

Visitor-reported prices

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