Warde estrogen fractionated at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$132.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$200.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.30 with UNITY HEALTH PLAN vs $200.00 with LIVE360 — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITY HEALTH PLAN UNITY HOSPICE $32.30 ↓ -76%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $33.38 ↓ -75%
ANTHEM ANTEHM MEDICAID $33.38 ↓ -75%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $33.38 ↓ -75%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $33.38 ↓ -75%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $33.38 ↓ -75%
MOLINA HEALTHCARE MOLINA MEDICAID $35.38 ↓ -73%
TRIOLOGY TRILOGY MEDICAID $35.38 ↓ -73%
UNITED HEALTHCARE UHC ONEIDA NATION $38.76 ↓ -71%
UNITED HEALTHCARE UNITED HEALTHCARE $38.76 ↓ -71%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $38.76 ↓ -71%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $41.99 ↓ -68%
PREVEA HEALTH NETWORK PREVEA360 $41.99 ↓ -68%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $41.99 ↓ -68%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $41.99 ↓ -68%
MOLINA HEALTHCARE MOLINA MEDICARE $48.00 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $48.00 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $48.00 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $48.00 ↓ -64%
AETNA AETNA MEDICARE $48.00 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $48.48 ↓ -63%
HSHS EMPLOYEES HSHS EMPLOYEES $97.20 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $100.00 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $108.00 ↓ -18%
ANTHEM ANTHEM PPO $113.05 ↓ -14%
ANTHEM ANTHEM POS/HMO $113.05 ↓ -14%
CIGNA ALL COMMERCIAL CIGNA $125.00 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $127.66 ↓ -3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $158.00 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $160.00 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $160.00 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $164.00 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $164.00 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $168.00 ↑ +27%
HUMANA HUMANA CHOICE CARE PPO $170.00 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $170.00 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $170.00 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $170.00 ↑ +29%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $178.00 ↑ +35%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $178.00 ↑ +35%
COFINITY COFINITY $180.00 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $180.00 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $180.00 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $184.00 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $190.00 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $190.00 ↑ +44%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $200.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $200.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $200.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $200.00 ↑ +52%

Visitor-reported prices

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Warde estrogen fractionated at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $216.77 $32.30 – $141.00
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $216.77 $32.30 – $141.00
UnityPoint Health - Meriter Hospital Madison $178.40 $19.38 – $57.19
SSM Health St. Clare Hospital - Baraboo Baraboo $31.90 $24.22 – $321.06
SSM Health St. Mary's Hospital - Janesville Janesville $38.50 $24.22 – $256.85
SSM Health St. Mary's Hospital - Madison Madison $26.40 $24.22 – $262.69
SSM Health Ripon Community Hospital Ripon $58.30 $32.30 – $65.35
SSM Health St. Agnes Hospital - Fond du Lac Fond Du Lac $58.30 $24.22 – $62.34

All Wisconsin hospitals for this procedure →