Tissue culture tumor at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$520.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$789.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$70.04 with COMMUNITY CARE FAMILY CARE vs $789.00 with LIVE360 — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $70.04 ↓ -87%
ANTHEM ANTEHM MEDICAID $70.04 ↓ -87%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $70.04 ↓ -87%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $70.04 ↓ -87%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $70.04 ↓ -87%
TRIOLOGY TRILOGY MEDICAID $74.24 ↓ -86%
MOLINA HEALTHCARE MOLINA MEDICAID $74.24 ↓ -86%
UNITY HEALTH PLAN UNITY HOSPICE $147.52 ↓ -72%
UNITED HEALTHCARE UHC ONEIDA NATION $177.02 ↓ -66%
UNITED HEALTHCARE UNITED HEALTHCARE $177.02 ↓ -66%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $177.02 ↓ -66%
HUMANA HUMANA MEDICARE ADVANTAGE $189.36 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $189.36 ↓ -64%
AETNA AETNA MEDICARE $189.36 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $189.36 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $189.36 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $191.25 ↓ -63%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $191.78 ↓ -63%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $191.78 ↓ -63%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $191.78 ↓ -63%
PREVEA HEALTH NETWORK PREVEA360 $191.78 ↓ -63%
HSHS EMPLOYEES HSHS EMPLOYEES $383.45 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $394.50 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $426.06 ↓ -18%
CIGNA ALL COMMERCIAL CIGNA $493.13 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $503.62 ↓ -3%
ANTHEM ANTHEM PPO $516.32 ↓ -1%
ANTHEM ANTHEM POS/HMO $516.32 ↓ -1%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $623.31 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $631.20 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $631.20 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $646.98 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $646.98 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $662.76 ↑ +27%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $670.65 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $670.65 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $670.65 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $670.65 ↑ +29%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $702.21 ↑ +35%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $702.21 ↑ +35%
COFINITY COFINITY $710.10 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $710.10 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $710.10 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $725.88 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $749.55 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $749.55 ↑ +44%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $789.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $789.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $789.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $789.00 ↑ +52%

Visitor-reported prices

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Tissue culture tumor at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $283.02 $117.97 – $569.97
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $283.02 $117.97 – $569.97
UnityPoint Health - Meriter Hospital Madison $442.60 $127.25 – $201.93
SSM Health St. Mary's Hospital - Madison Madison $240.35 $110.64 – $405.09
SSM Health Monroe Hospital Monroe $836.00 $147.52 – $258.16
Aurora Sinai Medical Center of Aurora Health Care Metro Milwaukee $372.50 $118.02 – $517.73
Aurora Medical Center Summit Summit $372.50 $118.02 – $517.73
Aurora Baycare Medical Center Green Bay $372.50 $118.02 – $517.73

All Wisconsin hospitals for this procedure →