Target gsa panel organ/hmtlmph neop at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$4,368.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,619.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,588.56 with UNITED HEALTHCARE vs $6,619.00 with CATERPILLAR, INC. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $1,588.56 ↓ -64%
AETNA AETNA MEDICARE $1,588.56 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $1,588.56 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $1,588.56 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $1,588.56 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $1,604.45 ↓ -63%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $2,335.68 ↓ -47%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $2,335.68 ↓ -47%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $2,335.68 ↓ -47%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $2,335.68 ↓ -47%
ANTHEM ANTEHM MEDICAID $2,335.68 ↓ -47%
MOLINA HEALTHCARE MOLINA MEDICAID $2,475.82 ↓ -43%
TRIOLOGY TRILOGY MEDICAID $2,475.82 ↓ -43%
UNITY HEALTH PLAN UNITY HOSPICE $2,919.60 ↓ -33%
HSHS EMPLOYEES HSHS EMPLOYEES $3,216.83 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $3,309.50 ↓ -24%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $3,503.52 ↓ -20%
UNITED HEALTHCARE UNITED HEALTHCARE $3,503.52 ↓ -20%
UNITED HEALTHCARE UHC ONEIDA NATION $3,503.52 ↓ -20%
NAPHCARE ALL COMMERICAL NAPHCARE $3,574.26 ↓ -18%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $3,795.48 ↓ -13%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $3,795.48 ↓ -13%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $3,795.48 ↓ -13%
PREVEA HEALTH NETWORK PREVEA360 $3,795.48 ↓ -13%
CIGNA ALL COMMERCIAL CIGNA $4,136.88 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $4,224.91 ↓ -3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $5,229.01 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $5,295.20 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $5,295.20 ↑ +21%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $5,427.58 ↑ +24%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $5,427.58 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $5,559.96 ↑ +27%
HUMANA HUMANA NATIIONAL POS HMO $5,626.15 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $5,626.15 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $5,626.15 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $5,626.15 ↑ +29%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $5,890.91 ↑ +35%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $5,890.91 ↑ +35%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $5,957.10 ↑ +36%
COFINITY COFINITY $5,957.10 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $5,957.10 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $6,089.48 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $6,288.05 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $6,288.05 ↑ +44%
ANTHEM ANTHEM PPO $6,619.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $6,619.00 ↑ +52%
ANTHEM ANTHEM POS/HMO $6,619.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $6,619.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $6,619.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $6,619.00 ↑ +52%

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Target gsa panel organ/hmtlmph neop at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $3,725.37 $3,065.58 – $9,295.88
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $3,725.37 $3,065.58 – $9,295.88
UnityPoint Health - Meriter Hospital Madison $6,552.64 $1,751.76 – $2,989.64
SSM Health St. Clare Hospital - Baraboo Baraboo $4,101.35 $2,189.70 – $20,484.52
SSM Health St. Mary's Hospital - Janesville Janesville $3,966.05 $2,189.70 – $16,387.63
SSM Health St. Mary's Hospital - Madison Madison $3,762.00 $2,189.70 – $16,760.06
SSM Health Monroe Hospital Monroe $4,131.05 $2,919.60 – $5,109.30
SSM Health Ripon Community Hospital Ripon $6,937.15 $2,919.60 – $5,109.30

All Wisconsin hospitals for this procedure →