Sodium chloride 0.9 % IV bolus at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$21.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$32.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$1.09 with UNITED HEALTHCARE vs $22.00 with HEALTHSMART — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UNITED HEALTHCARE $1.09 ↓ -95%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $1.09 ↓ -95%
UNITED HEALTHCARE UHC ONEIDA NATION $1.09 ↓ -95%
ANTHEM ANTHEM POS/HMO $1.12 ↓ -95%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $1.18 ↓ -94%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $1.18 ↓ -94%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $1.18 ↓ -94%
PREVEA HEALTH NETWORK PREVEA360 $1.18 ↓ -94%
ANTHEM ANTHEM PPO $1.39 ↓ -93%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $5.28 ↓ -75%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $5.28 ↓ -75%
AETNA AETNA MEDICARE $5.28 ↓ -75%
MOLINA HEALTHCARE MOLINA MEDICARE $5.28 ↓ -75%
HUMANA HUMANA MEDICARE ADVANTAGE $5.28 ↓ -75%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $5.33 ↓ -75%
HSHS EMPLOYEES HSHS EMPLOYEES $10.69 ↓ -50%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $11.00 ↓ -48%
NAPHCARE ALL COMMERICAL NAPHCARE $11.88 ↓ -44%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $14.04 ↓ -34%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $17.38 ↓ -18%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $17.60 ↓ -17%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $17.60 ↓ -17%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $18.04 ↓ -15%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $18.04 ↓ -15%
HEALTH CARE ALLIANCE THE ALLIANCE $18.48 ↓ -13%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $18.70 ↓ -12%
CHOICECARE ALL COMMERCIAL CHOICE CARE $18.70 ↓ -12%
HUMANA HUMANA NATIIONAL POS HMO $18.70 ↓ -12%
HUMANA HUMANA CHOICE CARE PPO $18.70 ↓ -12%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $19.58 ↓ -8%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $19.58 ↓ -8%
COFINITY COFINITY $19.80 ↓ -7%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $19.80 ↓ -7%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $19.80 ↓ -7%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $20.24 ↓ -5%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $20.90 ↓ -2%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $20.90 ↓ -2%
LIVE360 LIVE360 HSHS HEALTHY PLAN $22.00 ↑ +3%
AETNA ALL COMMERCIAL AETNA $22.00 ↑ +3%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $22.00 ↑ +3%
UNITY HEALTH PLAN UNITY HOSPICE $22.00 ↑ +3%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $22.00 ↑ +3%

Visitor-reported prices

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Sodium chloride 0.9 % IV bolus at other Wisconsin hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Meriter Hospital Madison $14.40 $0.67 – $15.30
Aurora Sinai Medical Center of Aurora Health Care Metro Milwaukee $97.53 $0.62 – $1.53
Aurora Medical Center Summit Summit $63.00 $0.62 – $1.53
Aurora Baycare Medical Center Green Bay $55.87 $0.62 – $1.53
Aurora Medical Center Manitowoc Two Rivers $37.19 $0.62 – $1.53
Aurora West Allis Medical Center West Allis $65.96 $0.62 – $1.53
Aurora Medical Center Bay Area Marinette $10.89 $0.62 – $1.53
Aurora Medical Center Burlington Burlington $56.46 $0.62 – $1.53

All Wisconsin hospitals for this procedure →