Sinus CT scan (with and without contrast) at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$1,679.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,544.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$179.20 with UNITY HEALTH PLAN vs $2,544.00 with HEALTHSMART — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITY HEALTH PLAN UNITY HOSPICE $179.20 ↓ -89%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $493.58 ↓ -71%
ANTHEM ANTEHM MEDICAID $493.58 ↓ -71%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $493.58 ↓ -71%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $493.58 ↓ -71%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $493.58 ↓ -71%
MOLINA HEALTHCARE MOLINA MEDICAID $523.19 ↓ -69%
TRIOLOGY TRILOGY MEDICAID $523.19 ↓ -69%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $610.56 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $610.56 ↓ -64%
AETNA AETNA MEDICARE $610.56 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $610.56 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $610.56 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $616.67 ↓ -63%
PREVEA HEALTH NETWORK PREVEA360 $1,215.09 ↓ -28%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $1,215.09 ↓ -28%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $1,215.09 ↓ -28%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $1,215.09 ↓ -28%
HSHS EMPLOYEES HSHS EMPLOYEES $1,236.38 ↓ -26%
ANTHEM ANTHEM PPO $1,239.00 ↓ -26%
ANTHEM ANTHEM POS/HMO $1,239.00 ↓ -26%
UNITED HEALTHCARE UNITED HEALTHCARE $1,247.60 ↓ -26%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $1,247.60 ↓ -26%
UNITED HEALTHCARE UHC ONEIDA NATION $1,247.60 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $1,272.00 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $1,373.76 ↓ -18%
CIGNA ALL COMMERCIAL CIGNA $1,590.00 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $1,623.84 ↓ -3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $2,009.76 ↑ +20%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $2,035.20 ↑ +21%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $2,035.20 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $2,086.08 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $2,086.08 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $2,136.96 ↑ +27%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $2,162.40 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $2,162.40 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $2,162.40 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $2,162.40 ↑ +29%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $2,264.16 ↑ +35%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $2,264.16 ↑ +35%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $2,289.60 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $2,289.60 ↑ +36%
COFINITY COFINITY $2,289.60 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $2,340.48 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $2,416.80 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $2,416.80 ↑ +44%
AETNA ALL COMMERCIAL AETNA $2,544.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $2,544.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $2,544.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $2,544.00 ↑ +52%

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Sinus CT scan (with and without contrast) at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $1,160.70 $99.60 – $401.74
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $1,523.75 $99.60 – $401.74
UnityPoint Health - Meriter Hospital Madison $3,325.12 $55.65 – $1,379.92
SSM Health St. Clare Hospital - Baraboo Baraboo $2,038.85 $127.78 – $1,522.52
SSM Health St. Mary's Hospital - Janesville Janesville $1,707.20 $132.50 – $1,092.64
SSM Health St. Mary's Hospital - Madison Madison $1,713.25 $127.78 – $1,146.38
SSM Health Monroe Hospital Monroe $1,481.15 $170.37 – $374.54
SSM Health Ripon Community Hospital Ripon $1,506.45 $468.84 – $468.84

All Wisconsin hospitals for this procedure →