Renal function panel at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$113.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$172.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.68 with UNITY HEALTH PLAN vs $172.00 with LIVE360 — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITY HEALTH PLAN UNITY HOSPICE $8.68 ↓ -92%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $8.97 ↓ -92%
ANTHEM ANTEHM MEDICAID $8.97 ↓ -92%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $8.97 ↓ -92%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $8.97 ↓ -92%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $8.97 ↓ -92%
MOLINA HEALTHCARE MOLINA MEDICAID $9.51 ↓ -92%
TRIOLOGY TRILOGY MEDICAID $9.51 ↓ -92%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $10.42 ↓ -91%
UNITED HEALTHCARE UNITED HEALTHCARE $10.42 ↓ -91%
UNITED HEALTHCARE UHC ONEIDA NATION $10.42 ↓ -91%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $11.28 ↓ -90%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $11.28 ↓ -90%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $11.28 ↓ -90%
PREVEA HEALTH NETWORK PREVEA360 $11.28 ↓ -90%
ANTHEM ANTHEM PPO $30.38 ↓ -73%
ANTHEM ANTHEM POS/HMO $30.38 ↓ -73%
HUMANA HUMANA MEDICARE ADVANTAGE $41.28 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $41.28 ↓ -64%
AETNA AETNA MEDICARE $41.28 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $41.28 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $41.28 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $41.69 ↓ -63%
HSHS EMPLOYEES HSHS EMPLOYEES $83.59 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $86.00 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $92.88 ↓ -18%
CIGNA ALL COMMERCIAL CIGNA $107.50 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $109.79 ↓ -3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $135.88 ↑ +20%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $137.60 ↑ +21%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $137.60 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $141.04 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $141.04 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $144.48 ↑ +27%
HUMANA HUMANA CHOICE CARE PPO $146.20 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $146.20 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $146.20 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $146.20 ↑ +29%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $153.08 ↑ +35%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $153.08 ↑ +35%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $154.80 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $154.80 ↑ +36%
COFINITY COFINITY $154.80 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $158.24 ↑ +39%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $163.40 ↑ +44%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $163.40 ↑ +44%
AETNA ALL COMMERCIAL AETNA $172.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $172.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $172.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $172.00 ↑ +52%

Visitor-reported prices

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Renal function panel at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $72.08 $8.68 – $37.82
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $72.08 $8.68 – $37.82
UnityPoint Health - Meriter Hospital Madison $150.38 $5.21 – $58.65
SSM Health St. Clare Hospital - Baraboo Baraboo $214.50 $6.51 – $86.32
SSM Health St. Mary's Hospital - Janesville Janesville $210.10 $6.51 – $69.05
SSM Health St. Mary's Hospital - Madison Madison $199.65 $6.51 – $70.63
SSM Health Monroe Hospital Monroe $84.15 $8.68 – $15.19
SSM Health Ripon Community Hospital Ripon $57.75 $8.68 – $17.57

All Wisconsin hospitals for this procedure →