Ot evaluation low complexity patient/family at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$155.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$236.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.76 with MOLINA HEALTHCARE vs $149.00 with PREVEA HEALTH NETWORK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MOLINA HEALTHCARE MOLINA MEDICARE $35.76 ↓ -77%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $35.76 ↓ -77%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $35.76 ↓ -77%
HUMANA HUMANA MEDICARE ADVANTAGE $35.76 ↓ -77%
AETNA AETNA MEDICARE $35.76 ↓ -77%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $36.12 ↓ -77%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $62.66 ↓ -60%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $62.66 ↓ -60%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $62.66 ↓ -60%
ANTHEM ANTEHM MEDICAID $62.66 ↓ -60%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $62.66 ↓ -60%
TRIOLOGY TRILOGY MEDICAID $66.42 ↓ -57%
MOLINA HEALTHCARE MOLINA MEDICAID $66.42 ↓ -57%
HSHS EMPLOYEES HSHS EMPLOYEES $72.41 ↓ -54%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $74.50 ↓ -52%
NAPHCARE ALL COMMERICAL NAPHCARE $80.46 ↓ -48%
CIGNA ALL COMMERCIAL CIGNA $93.13 ↓ -40%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $95.11 ↓ -39%
UNITY HEALTH PLAN UNITY HOSPICE $98.26 ↓ -37%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $117.71 ↓ -24%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $119.20 ↓ -23%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $119.20 ↓ -23%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $122.18 ↓ -22%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $122.18 ↓ -22%
HEALTH CARE ALLIANCE THE ALLIANCE $125.16 ↓ -20%
CHOICECARE ALL COMMERCIAL CHOICE CARE $126.65 ↓ -19%
HUMANA HUMANA NATIIONAL POS HMO $126.65 ↓ -19%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $126.65 ↓ -19%
HUMANA HUMANA CHOICE CARE PPO $126.65 ↓ -19%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $132.61 ↓ -15%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $132.61 ↓ -15%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $134.10 ↓ -14%
COFINITY COFINITY $134.10 ↓ -14%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $134.10 ↓ -14%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $137.08 ↓ -12%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $141.55 ↓ -9%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $141.55 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 $149.00 ↓ -4%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $149.00 ↓ -4%
UNITED HEALTHCARE UNITED HEALTHCARE $149.00 ↓ -4%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $149.00 ↓ -4%
ANTHEM ANTHEM PPO $149.00 ↓ -4%
ANTHEM ANTHEM POS/HMO $149.00 ↓ -4%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $149.00 ↓ -4%
AETNA ALL COMMERCIAL AETNA $149.00 ↓ -4%
UNITED HEALTHCARE UHC ONEIDA NATION $149.00 ↓ -4%
LIVE360 LIVE360 HSHS HEALTHY PLAN $149.00 ↓ -4%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $149.00 ↓ -4%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $149.00 ↓ -4%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $149.00 ↓ -4%

Visitor-reported prices

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Ot evaluation low complexity patient/family at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $127.73 $97.60 – $251.33
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $127.73 $97.60 – $251.33
UnityPoint Health - Meriter Hospital Madison $478.39 $89.44 – $290.85
SSM Health St. Clare Hospital - Baraboo Baraboo $160.60 $73.70 – $98.26
SSM Health St. Mary's Hospital - Janesville Janesville $157.30 not published
SSM Health St. Mary's Hospital - Madison Madison $204.60 $73.70 – $98.26
SSM Health Monroe Hospital Monroe $200.75 $98.26 – $98.26
SSM Health Ripon Community Hospital Ripon $113.85 not published

All Wisconsin hospitals for this procedure →