Obstetric panel inc HIV tstg at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$356.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$540.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.86 with UNITY HEALTH PLAN vs $540.00 with CATERPILLAR, INC. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITY HEALTH PLAN UNITY HOSPICE $74.86 ↓ -79%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $77.35 ↓ -78%
ANTHEM ANTEHM MEDICAID $77.35 ↓ -78%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $77.35 ↓ -78%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $77.35 ↓ -78%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $77.35 ↓ -78%
MOLINA HEALTHCARE MOLINA MEDICAID $81.99 ↓ -77%
TRIOLOGY TRILOGY MEDICAID $81.99 ↓ -77%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $89.83 ↓ -75%
UNITED HEALTHCARE UHC ONEIDA NATION $89.83 ↓ -75%
UNITED HEALTHCARE UNITED HEALTHCARE $89.83 ↓ -75%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $97.32 ↓ -73%
PREVEA HEALTH NETWORK PREVEA360 $97.32 ↓ -73%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $97.32 ↓ -73%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $97.32 ↓ -73%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $129.60 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $129.60 ↓ -64%
AETNA AETNA MEDICARE $129.60 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $129.60 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $129.60 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $130.90 ↓ -63%
ANTHEM ANTHEM PPO $262.01 ↓ -26%
ANTHEM ANTHEM POS/HMO $262.01 ↓ -26%
HSHS EMPLOYEES HSHS EMPLOYEES $262.44 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $270.00 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $291.60 ↓ -18%
CIGNA ALL COMMERCIAL CIGNA $337.50 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $344.68 ↓ -3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $426.60 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $432.00 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $432.00 ↑ +21%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $442.80 ↑ +24%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $442.80 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $453.60 ↑ +27%
HUMANA HUMANA NATIIONAL POS HMO $459.00 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $459.00 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $459.00 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $459.00 ↑ +29%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $480.60 ↑ +35%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $480.60 ↑ +35%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $486.00 ↑ +36%
COFINITY COFINITY $486.00 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $486.00 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $496.80 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $513.00 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $513.00 ↑ +44%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $540.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $540.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $540.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $540.00 ↑ +52%

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Obstetric panel inc HIV tstg at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $191.33 $74.86 – $326.66
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $191.33 $74.86 – $326.66
UnityPoint Health - Meriter Hospital Madison $489.60 $44.92 – $226.44
SSM Health Monroe Hospital Monroe $228.80 $74.86 – $131.01
Aurora Sinai Medical Center of Aurora Health Care Metro Milwaukee $190.00 $59.89 – $262.72
Aurora Medical Center Summit Summit $190.00 $59.89 – $262.72
Aurora Baycare Medical Center Green Bay $190.00 $59.89 – $262.72
Aurora Medical Center Manitowoc Two Rivers $190.00 $59.89 – $262.72

All Wisconsin hospitals for this procedure →