Nuclear Stress Test (Heart) at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$3,365.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,099.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,223.76 with AETNA vs $5,099.00 with CATERPILLAR, INC. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA AETNA MEDICARE $1,223.76 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $1,223.76 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $1,223.76 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $1,223.76 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $1,223.76 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $1,236.00 ↓ -63%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $1,246.46 ↓ -63%
PREVEA HEALTH NETWORK PREVEA360 $1,246.46 ↓ -63%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $1,246.46 ↓ -63%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $1,246.46 ↓ -63%
UNITED HEALTHCARE UHC ONEIDA NATION $1,311.10 ↓ -61%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $1,311.10 ↓ -61%
UNITED HEALTHCARE UNITED HEALTHCARE $1,311.10 ↓ -61%
UNITY HEALTH PLAN UNITY HOSPICE $1,322.69 ↓ -61%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $1,429.01 ↓ -58%
ANTHEM ANTEHM MEDICAID $1,429.01 ↓ -58%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $1,429.01 ↓ -58%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $1,429.01 ↓ -58%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $1,429.01 ↓ -58%
TRIOLOGY TRILOGY MEDICAID $1,514.75 ↓ -55%
MOLINA HEALTHCARE MOLINA MEDICAID $1,514.75 ↓ -55%
ANTHEM ANTHEM PPO $1,539.96 ↓ -54%
ANTHEM ANTHEM POS/HMO $1,539.96 ↓ -54%
HSHS EMPLOYEES HSHS EMPLOYEES $2,478.11 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $2,549.50 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $2,753.46 ↓ -18%
CIGNA ALL COMMERCIAL CIGNA $3,186.88 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $3,254.69 ↓ -3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $4,028.21 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $4,079.20 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $4,079.20 ↑ +21%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $4,181.18 ↑ +24%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $4,181.18 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $4,283.16 ↑ +27%
HUMANA HUMANA NATIIONAL POS HMO $4,334.15 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $4,334.15 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $4,334.15 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $4,334.15 ↑ +29%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $4,538.11 ↑ +35%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $4,538.11 ↑ +35%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $4,589.10 ↑ +36%
COFINITY COFINITY $4,589.10 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $4,589.10 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $4,691.08 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $4,844.05 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $4,844.05 ↑ +44%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $5,099.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $5,099.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $5,099.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $5,099.00 ↑ +52%

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Nuclear Stress Test (Heart) at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $5,144.71 $125.05 – $2,938.37
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $5,144.71 $125.05 – $2,938.37
UnityPoint Health - Meriter Hospital Madison $5,040.51 $70.27 – $1,965.80
SSM Health St. Clare Hospital - Baraboo Baraboo $2,438.70 $943.15 – $4,427.82
SSM Health St. Mary's Hospital - Janesville Janesville $2,477.20 $978.03 – $3,177.63
SSM Health St. Mary's Hospital - Madison Madison $2,974.40 $943.15 – $3,333.90
SSM Health Monroe Hospital Monroe $2,555.85 $1,089.54 – $1,257.53
SSM Health Ripon Community Hospital Ripon $2,445.30 $1,363.51 – $1,363.51

All Wisconsin hospitals for this procedure →