MRI upper extremity other than joint without & w/contrast (both sides) at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$2,669.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,045.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$356.43 with UNITY HEALTH PLAN vs $4,045.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITY HEALTH PLAN UNITY HOSPICE $356.43 ↓ -87%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $660.90 ↓ -75%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $660.90 ↓ -75%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $660.90 ↓ -75%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $660.90 ↓ -75%
ANTHEM ANTEHM MEDICAID $660.90 ↓ -75%
MOLINA HEALTHCARE MOLINA MEDICAID $700.55 ↓ -74%
TRIOLOGY TRILOGY MEDICAID $700.55 ↓ -74%
MOLINA HEALTHCARE MOLINA MEDICARE $970.80 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $970.80 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $970.80 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $970.80 ↓ -64%
AETNA AETNA MEDICARE $970.80 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $980.51 ↓ -63%
ANTHEM ANTHEM PPO $1,430.00 ↓ -46%
ANTHEM ANTHEM POS/HMO $1,430.00 ↓ -46%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $1,444.47 ↓ -46%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $1,444.47 ↓ -46%
PREVEA HEALTH NETWORK PREVEA360 $1,444.47 ↓ -46%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $1,444.47 ↓ -46%
UNITED HEALTHCARE UHC ONEIDA NATION $1,513.40 ↓ -43%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $1,513.40 ↓ -43%
UNITED HEALTHCARE UNITED HEALTHCARE $1,513.40 ↓ -43%
HSHS EMPLOYEES HSHS EMPLOYEES $1,965.87 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $2,022.50 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $2,184.30 ↓ -18%
CIGNA ALL COMMERCIAL CIGNA $2,528.13 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $2,581.92 ↓ -3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $3,195.55 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $3,236.00 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $3,236.00 ↑ +21%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $3,316.90 ↑ +24%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $3,316.90 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $3,397.80 ↑ +27%
HUMANA HUMANA NATIIONAL POS HMO $3,438.25 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $3,438.25 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $3,438.25 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $3,438.25 ↑ +29%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $3,600.05 ↑ +35%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $3,600.05 ↑ +35%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $3,640.50 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $3,640.50 ↑ +36%
COFINITY COFINITY $3,640.50 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $3,721.40 ↑ +39%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $3,842.75 ↑ +44%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $3,842.75 ↑ +44%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $4,045.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $4,045.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $4,045.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $4,045.00 ↑ +52%

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MRI upper extremity other than joint without & w/contrast (both sides) at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $3,100.50 $168.54 – $828.27
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $6,403.46 $168.54 – $828.27
UnityPoint Health - Meriter Hospital Madison $7,025.24 $94.98 – $2,915.47
SSM Health St. Clare Hospital - Baraboo Baraboo $2,448.60 $254.15 – $4,225.75
SSM Health St. Mary's Hospital - Janesville Janesville $2,530.00 $263.55 – $3,032.61
SSM Health St. Mary's Hospital - Madison Madison $3,223.55 $254.15 – $3,181.73
SSM Health Monroe Hospital Monroe $3,556.85 $338.87 – $1,039.32
SSM Health Ripon Community Hospital Ripon $2,419.45 $1,301.27 – $1,301.27

All Wisconsin hospitals for this procedure →