MRI upper extremity other than joint without contrast (both sides) at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$2,410.98

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,653.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$243.77 with UNITY HEALTH PLAN vs $3,653.00 with CATERPILLAR, INC. — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITY HEALTH PLAN UNITY HOSPICE $243.77 ↓ -90%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $391.75 ↓ -84%
ANTHEM ANTEHM MEDICAID $391.75 ↓ -84%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $391.75 ↓ -84%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $391.75 ↓ -84%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $391.75 ↓ -84%
MOLINA HEALTHCARE MOLINA MEDICAID $415.26 ↓ -83%
TRIOLOGY TRILOGY MEDICAID $415.26 ↓ -83%
AETNA AETNA MEDICARE $876.72 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $876.72 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $876.72 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $876.72 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $876.72 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $885.49 ↓ -63%
ANTHEM ANTHEM POS/HMO $1,430.00 ↓ -41%
ANTHEM ANTHEM PPO $1,430.00 ↓ -41%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $1,444.47 ↓ -40%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $1,444.47 ↓ -40%
PREVEA HEALTH NETWORK PREVEA360 $1,444.47 ↓ -40%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $1,444.47 ↓ -40%
UNITED HEALTHCARE UNITED HEALTHCARE $1,513.40 ↓ -37%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $1,513.40 ↓ -37%
UNITED HEALTHCARE UHC ONEIDA NATION $1,513.40 ↓ -37%
HSHS EMPLOYEES HSHS EMPLOYEES $1,775.36 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $1,826.50 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $1,972.62 ↓ -18%
CIGNA ALL COMMERCIAL CIGNA $2,283.13 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $2,331.71 ↓ -3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $2,885.87 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $2,922.40 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $2,922.40 ↑ +21%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $2,995.46 ↑ +24%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $2,995.46 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $3,068.52 ↑ +27%
HUMANA HUMANA NATIIONAL POS HMO $3,105.05 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $3,105.05 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $3,105.05 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $3,105.05 ↑ +29%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $3,251.17 ↑ +35%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $3,251.17 ↑ +35%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $3,287.70 ↑ +36%
COFINITY COFINITY $3,287.70 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $3,287.70 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $3,360.76 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $3,470.35 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $3,470.35 ↑ +44%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $3,653.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $3,653.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $3,653.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $3,653.00 ↑ +52%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

MRI upper extremity other than joint without contrast (both sides) at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $2,235.01 $106.40 – $517.79
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $4,867.52 $106.40 – $517.79
UnityPoint Health - Meriter Hospital Madison $2,255.89 $59.79 – $1,627.91
SSM Health St. Clare Hospital - Baraboo Baraboo $2,318.25 $173.82 – $3,203.27
SSM Health St. Mary's Hospital - Janesville Janesville $2,275.90 $180.25 – $2,298.81
SSM Health St. Mary's Hospital - Madison Madison $2,175.80 $173.82 – $2,411.86
SSM Health Monroe Hospital Monroe $2,466.75 $231.76 – $788.11
SSM Health Ripon Community Hospital Ripon $2,194.50 $986.41 – $986.41

All Wisconsin hospitals for this procedure →