Mayo rbcme osmotic fragility rbc incubated at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$228.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$346.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.36 with UNITY HEALTH PLAN vs $346.00 with CATERPILLAR, INC. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITY HEALTH PLAN UNITY HOSPICE $13.36 ↓ -94%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $13.80 ↓ -94%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $13.80 ↓ -94%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $13.80 ↓ -94%
ANTHEM ANTEHM MEDICAID $13.80 ↓ -94%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $13.80 ↓ -94%
TRIOLOGY TRILOGY MEDICAID $14.63 ↓ -94%
MOLINA HEALTHCARE MOLINA MEDICAID $14.63 ↓ -94%
UNITED HEALTHCARE UHC ONEIDA NATION $16.03 ↓ -93%
UNITED HEALTHCARE UNITED HEALTHCARE $16.03 ↓ -93%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $16.03 ↓ -93%
PREVEA HEALTH NETWORK PREVEA360 $17.37 ↓ -92%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $17.37 ↓ -92%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $17.37 ↓ -92%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $17.37 ↓ -92%
ANTHEM ANTHEM PPO $46.76 ↓ -80%
ANTHEM ANTHEM POS/HMO $46.76 ↓ -80%
AETNA AETNA MEDICARE $83.04 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $83.04 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $83.04 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $83.04 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $83.04 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $83.87 ↓ -63%
HSHS EMPLOYEES HSHS EMPLOYEES $168.16 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $173.00 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $186.84 ↓ -18%
CIGNA ALL COMMERCIAL CIGNA $216.25 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $220.85 ↓ -3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $273.34 ↑ +20%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $276.80 ↑ +21%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $276.80 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $283.72 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $283.72 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $290.64 ↑ +27%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $294.10 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $294.10 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $294.10 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $294.10 ↑ +29%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $307.94 ↑ +35%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $307.94 ↑ +35%
COFINITY COFINITY $311.40 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $311.40 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $311.40 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $318.32 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $328.70 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $328.70 ↑ +44%
LIVE360 LIVE360 HSHS HEALTHY PLAN $346.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $346.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $346.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $346.00 ↑ +52%

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Mayo rbcme osmotic fragility rbc incubated at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $49.29 $13.36 – $58.46
UnityPoint Health - Meriter Hospital Madison $93.60 $8.02 – $43.29
SSM Health St. Clare Hospital - Baraboo Baraboo $112.75 $10.02 – $132.79
SSM Health St. Mary's Hospital - Janesville Janesville $112.75 $10.02 – $106.22
SSM Health St. Mary's Hospital - Madison Madison $112.75 $10.02 – $108.66
SSM Health Monroe Hospital Monroe $101.20 $13.36 – $23.38
Aurora Sinai Medical Center of Aurora Health Care Metro Milwaukee $60.00 $10.69 – $46.88
Aurora Medical Center Summit Summit $60.00 $10.69 – $46.88

All Wisconsin hospitals for this procedure →