Ghs insertion of needle - bone at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$533.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$809.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$194.16 with ANTHEM vs $809.00 with CATERPILLAR, INC. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $194.16 ↓ -64%
AETNA AETNA MEDICARE $194.16 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $194.16 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $194.16 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $194.16 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $196.10 ↓ -63%
HSHS EMPLOYEES HSHS EMPLOYEES $393.17 ↓ -26%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $399.67 ↓ -25%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $399.67 ↓ -25%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $399.67 ↓ -25%
ANTHEM ANTEHM MEDICAID $399.67 ↓ -25%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $399.67 ↓ -25%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $404.50 ↓ -24%
MOLINA HEALTHCARE MOLINA MEDICAID $423.65 ↓ -21%
TRIOLOGY TRILOGY MEDICAID $423.65 ↓ -21%
NAPHCARE ALL COMMERICAL NAPHCARE $436.86 ↓ -18%
UNITY HEALTH PLAN UNITY HOSPICE $456.40 ↓ -15%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $485.40 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 $485.40 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $485.40 ↓ -9%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $485.40 ↓ -9%
CIGNA ALL COMMERCIAL CIGNA $505.63 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $516.38 ↓ -3%
ANTHEM ANTHEM PPO $550.12 ↑ +3%
ANTHEM ANTHEM POS/HMO $550.12 ↑ +3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $639.11 ↑ +20%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $647.20 ↑ +21%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $647.20 ↑ +21%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $663.38 ↑ +24%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $663.38 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $679.56 ↑ +27%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $687.65 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $687.65 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $687.65 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $687.65 ↑ +29%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $720.01 ↑ +35%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $720.01 ↑ +35%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $728.10 ↑ +36%
COFINITY COFINITY $728.10 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $728.10 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $744.28 ↑ +39%
UNITED HEALTHCARE UNITED HEALTHCARE $753.00 ↑ +41%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $753.00 ↑ +41%
UNITED HEALTHCARE UHC ONEIDA NATION $753.00 ↑ +41%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $768.55 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $768.55 ↑ +44%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $809.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $809.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $809.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $809.00 ↑ +52%

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Ghs insertion of needle - bone at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $576.64 $91.72 – $854.61
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $551.73 $91.72 – $854.61
UnityPoint Health - Meriter Hospital Madison $447.94 $52.52 – $185.89
SSM Health St. Clare Hospital - Baraboo Baraboo $416.35 $325.44 – $4,401.00
SSM Health St. Mary's Hospital - Janesville Janesville $426.80 $337.47 – $4,074.00
SSM Health St. Mary's Hospital - Madison Madison $559.35 $325.44 – $4,198.00
SSM Health Monroe Hospital Monroe $561.00 $433.92 – $4,217.00
SSM Health Ripon Community Hospital Ripon $434.50 $1,887.00 – $2,654.00

All Wisconsin hospitals for this procedure →