Genetic tstg severe inh cond at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$3,915.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,933.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,423.92 with UNITED HEALTHCARE vs $5,933.00 with CATERPILLAR, INC. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $1,423.92 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $1,423.92 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $1,423.92 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $1,423.92 ↓ -64%
AETNA AETNA MEDICARE $1,423.92 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $1,438.16 ↓ -63%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $2,448.56 ↓ -37%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $2,448.56 ↓ -37%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $2,448.56 ↓ -37%
ANTHEM ANTEHM MEDICAID $2,448.56 ↓ -37%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $2,448.56 ↓ -37%
UNITY HEALTH PLAN UNITY HOSPICE $2,448.56 ↓ -37%
TRIOLOGY TRILOGY MEDICAID $2,595.47 ↓ -34%
MOLINA HEALTHCARE MOLINA MEDICAID $2,595.47 ↓ -34%
HSHS EMPLOYEES HSHS EMPLOYEES $2,883.44 ↓ -26%
UNITED HEALTHCARE UNITED HEALTHCARE $2,938.27 ↓ -25%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $2,938.27 ↓ -25%
UNITED HEALTHCARE UHC ONEIDA NATION $2,938.27 ↓ -25%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $2,966.50 ↓ -24%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $3,183.13 ↓ -19%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $3,183.13 ↓ -19%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $3,183.13 ↓ -19%
PREVEA HEALTH NETWORK PREVEA360 $3,183.13 ↓ -19%
NAPHCARE ALL COMMERICAL NAPHCARE $3,203.82 ↓ -18%
CIGNA ALL COMMERCIAL CIGNA $3,708.13 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $3,787.03 ↓ -3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $4,687.07 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $4,746.40 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $4,746.40 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $4,865.06 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $4,865.06 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $4,983.72 ↑ +27%
HUMANA HUMANA NATIIONAL POS HMO $5,043.05 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $5,043.05 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $5,043.05 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $5,043.05 ↑ +29%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $5,280.37 ↑ +35%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $5,280.37 ↑ +35%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $5,339.70 ↑ +36%
COFINITY COFINITY $5,339.70 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $5,339.70 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $5,458.36 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $5,636.35 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $5,636.35 ↑ +44%
ANTHEM ANTHEM PPO $5,933.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $5,933.00 ↑ +52%
ANTHEM ANTHEM POS/HMO $5,933.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $5,933.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $5,933.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $5,933.00 ↑ +52%

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Genetic tstg severe inh cond at other Wisconsin hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Meriter Hospital Madison $6,993.78 $1,469.14 – $3,190.91
Aurora Sinai Medical Center of Aurora Health Care Metro Milwaukee $1,870.00 $1,958.85 – $8,593.41
Aurora Medical Center Summit Summit $1,870.00 $1,958.85 – $8,593.41
Aurora Baycare Medical Center Green Bay $1,870.00 $1,958.85 – $8,593.41
Aurora Medical Center Manitowoc Two Rivers $1,870.00 $1,958.85 – $8,593.41
Aurora West Allis Medical Center West Allis $1,870.00 $1,958.85 – $8,593.41
Aurora Medical Center Burlington Burlington $1,870.00 $1,958.85 – $8,593.41
Aurora Medical Center Washington County Hartford $1,870.00 $1,958.85 – $8,593.41

All Wisconsin hospitals for this procedure →