Gallbladder Removal (Laparoscopic) at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$6,738.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,210.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$646.02 with MOLINA HEALTHCARE vs $10,210.00 with CATERPILLAR, INC. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MOLINA HEALTHCARE MOLINA MEDICARE $646.02 ↓ -90%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $646.02 ↓ -90%
HUMANA HUMANA MEDICARE ADVANTAGE $646.02 ↓ -90%
AETNA AETNA MEDICARE $646.02 ↓ -90%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $646.02 ↓ -90%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $652.48 ↓ -90%
NAPHCARE ALL COMMERICAL NAPHCARE $1,453.55 ↓ -78%
HSHS EMPLOYEES HSHS EMPLOYEES $4,962.06 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $5,105.00 ↓ -24%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $5,574.53 ↓ -17%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $5,574.53 ↓ -17%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $5,574.53 ↓ -17%
ANTHEM ANTEHM MEDICAID $5,574.53 ↓ -17%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $5,574.53 ↓ -17%
TRIOLOGY TRILOGY MEDICAID $5,909.00 ↓ -12%
MOLINA HEALTHCARE MOLINA MEDICAID $5,909.00 ↓ -12%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $6,126.00 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 $6,126.00 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $6,126.00 ↓ -9%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $6,126.00 ↓ -9%
UNITY HEALTH PLAN UNITY HOSPICE $6,176.47 ↓ -8%
CIGNA ALL COMMERCIAL CIGNA $6,381.25 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $6,517.04 ↓ -3%
ANTHEM ANTHEM PPO $6,942.80 ↑ +3%
ANTHEM ANTHEM POS/HMO $6,942.80 ↑ +3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $8,065.90 ↑ +20%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $8,168.00 ↑ +21%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $8,168.00 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $8,372.20 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $8,372.20 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $8,576.40 ↑ +27%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $8,678.50 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $8,678.50 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $8,678.50 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $8,678.50 ↑ +29%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $9,086.90 ↑ +35%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $9,086.90 ↑ +35%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $9,189.00 ↑ +36%
COFINITY COFINITY $9,189.00 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $9,189.00 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $9,393.20 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $9,699.50 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $9,699.50 ↑ +44%
AETNA ALL COMMERCIAL AETNA $10,210.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $10,210.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $10,210.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $10,210.00 ↑ +52%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE not published by hospital
UNITED HEALTHCARE UHC ONEIDA NATION not published by hospital
UNITED HEALTHCARE UNITED HEALTHCARE not published by hospital

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Gallbladder Removal (Laparoscopic) at other Wisconsin hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Meriter Hospital Madison $19,655.76 $582.48 – $7,665.75
Ascension Calumet Hospital, Inc. Chilton $1,353.75 $665.89 – $2,324.78
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee not published $1,017.79 – $2,541.75
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon not published $1,017.79 – $2,541.75
Orthopaedic Hospital of Wisconsin, LLC Glendale not published $2,302.00 – $16,897.00
SSM Health St. Clare Hospital - Baraboo Baraboo not published $4,404.16 – $16,781.00
SSM Health St. Mary's Hospital - Janesville Janesville not published $4,567.04 – $16,582.00
SSM Health St. Mary's Hospital - Madison Madison not published $4,404.16 – $21,366.00

All Wisconsin hospitals for this procedure →