Fresh frozen plasma frozen within 8 hours of collection each unit at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$188.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$286.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.65 with MERIDIAN HEALTH PLAN vs $286.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $38.65 ↓ -80%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $38.65 ↓ -80%
ANTHEM ANTEHM MEDICAID $38.65 ↓ -80%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $38.65 ↓ -80%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $38.65 ↓ -80%
MOLINA HEALTHCARE MOLINA MEDICAID $40.97 ↓ -78%
TRIOLOGY TRILOGY MEDICAID $40.97 ↓ -78%
MOLINA HEALTHCARE MOLINA MEDICARE $68.64 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $68.64 ↓ -64%
AETNA AETNA MEDICARE $68.64 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $68.64 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $68.64 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $69.33 ↓ -63%
UNITY HEALTH PLAN UNITY HOSPICE $85.98 ↓ -54%
HSHS EMPLOYEES HSHS EMPLOYEES $139.00 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $143.00 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $154.44 ↓ -18%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $171.60 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 $171.60 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $171.60 ↓ -9%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $171.60 ↓ -9%
CIGNA ALL COMMERCIAL CIGNA $178.75 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $182.55 ↓ -3%
ANTHEM ANTHEM PPO $194.48 ↑ +3%
ANTHEM ANTHEM POS/HMO $194.48 ↑ +3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $225.94 ↑ +20%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $228.80 ↑ +21%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $228.80 ↑ +21%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $234.52 ↑ +24%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $234.52 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $240.24 ↑ +27%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $243.10 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $243.10 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $243.10 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $243.10 ↑ +29%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $254.54 ↑ +35%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $254.54 ↑ +35%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $257.40 ↑ +36%
COFINITY COFINITY $257.40 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $257.40 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $263.12 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $271.70 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $271.70 ↑ +44%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $286.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $286.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $286.00 ↑ +52%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $286.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $286.00 ↑ +52%
UNITED HEALTHCARE UHC ONEIDA NATION $286.00 ↑ +52%
UNITED HEALTHCARE UNITED HEALTHCARE $286.00 ↑ +52%

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