#flow interp 9 - 15 markers at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$263.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$399.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.20 with MERIDIAN HEALTH PLAN vs $399.00 with CATERPILLAR, INC. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $43.20 ↓ -84%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $43.20 ↓ -84%
ANTHEM ANTEHM MEDICAID $43.20 ↓ -84%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $43.20 ↓ -84%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $43.20 ↓ -84%
MOLINA HEALTHCARE MOLINA MEDICAID $45.79 ↓ -83%
TRIOLOGY TRILOGY MEDICAID $45.79 ↓ -83%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $74.00 ↓ -72%
UNITED HEALTHCARE UNITED HEALTHCARE $74.00 ↓ -72%
UNITED HEALTHCARE UHC ONEIDA NATION $74.00 ↓ -72%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $95.76 ↓ -64%
AETNA AETNA MEDICARE $95.76 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $95.76 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $95.76 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $95.76 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $96.72 ↓ -63%
HSHS EMPLOYEES HSHS EMPLOYEES $193.91 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $199.50 ↓ -24%
ANTHEM ANTHEM PPO $209.83 ↓ -20%
ANTHEM ANTHEM POS/HMO $209.83 ↓ -20%
NAPHCARE ALL COMMERICAL NAPHCARE $215.46 ↓ -18%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $239.40 ↓ -9%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $239.40 ↓ -9%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $239.40 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 $239.40 ↓ -9%
CIGNA ALL COMMERCIAL CIGNA $249.38 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $254.68 ↓ -3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $315.21 ↑ +20%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $319.20 ↑ +21%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $319.20 ↑ +21%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $327.18 ↑ +24%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $327.18 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $335.16 ↑ +27%
CHOICECARE ALL COMMERCIAL CHOICE CARE $339.15 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $339.15 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $339.15 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $339.15 ↑ +29%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $355.11 ↑ +35%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $355.11 ↑ +35%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $359.10 ↑ +36%
COFINITY COFINITY $359.10 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $359.10 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $367.08 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $379.05 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $379.05 ↑ +44%
AETNA ALL COMMERCIAL AETNA $399.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $399.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $399.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $399.00 ↑ +52%

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#flow interp 9 - 15 markers at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Orthopaedic Hospital of Wisconsin, LLC Glendale $70.49 $45.55 – $75.25
Midwest Orthopedic Specialty Hospital Franklin $63.07 $53.33 – $310.81
Ascension St. Francis Hospital, Inc. Milwaukee $63.07 $53.33 – $310.81
Ascension SE Wisconsin Hospital - St. Joseph Campus Milwaukee $63.07 $53.33 – $310.81
HSHS St. Mary's Hospital Medical Center GREEN BAY $263.34 $11.76 – $239.40
HSHS St. Nicholas Hospital SHEBOYGAN $263.34 $11.76 – $239.40
HSHS St. Vincent Hospital Green Bay $263.34 $12.20 – $239.40
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee not published $53.33 – $301.80

All Wisconsin hospitals for this procedure →