Exc sq tumor/foot or toe < 1.5 cm 28039 at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$3,305.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,009.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$95.40 with UNITED HEALTHCARE vs $5,009.00 with CATERPILLAR, INC. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UHC ONEIDA NATION $95.40 ↓ -97%
UNITED HEALTHCARE UNITED HEALTHCARE $95.40 ↓ -97%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $95.40 ↓ -97%
ANTHEM ANTHEM POS/HMO $154.00 ↓ -95%
ANTHEM ANTHEM PPO $154.00 ↓ -95%
MOLINA HEALTHCARE MOLINA MEDICARE $1,202.16 ↓ -64%
AETNA AETNA MEDICARE $1,202.16 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $1,202.16 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $1,202.16 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $1,202.16 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $1,214.18 ↓ -63%
HSHS EMPLOYEES HSHS EMPLOYEES $2,434.37 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $2,504.50 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $2,704.86 ↓ -18%
UNITY HEALTH PLAN UNITY HOSPICE $2,967.63 ↓ -10%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $3,005.40 ↓ -9%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $3,005.40 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $3,005.40 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 $3,005.40 ↓ -9%
CIGNA ALL COMMERCIAL CIGNA $3,130.63 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $3,197.24 ↓ -3%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $3,469.94 ↑ +5%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $3,469.94 ↑ +5%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $3,469.94 ↑ +5%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $3,469.94 ↑ +5%
ANTHEM ANTEHM MEDICAID $3,469.94 ↑ +5%
TRIOLOGY TRILOGY MEDICAID $3,678.14 ↑ +11%
MOLINA HEALTHCARE MOLINA MEDICAID $3,678.14 ↑ +11%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $3,957.11 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $4,007.20 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $4,007.20 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $4,107.38 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $4,107.38 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $4,207.56 ↑ +27%
HUMANA HUMANA CHOICE CARE PPO $4,257.65 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $4,257.65 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $4,257.65 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $4,257.65 ↑ +29%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $4,458.01 ↑ +35%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $4,458.01 ↑ +35%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $4,508.10 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $4,508.10 ↑ +36%
COFINITY COFINITY $4,508.10 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $4,608.28 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $4,758.55 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $4,758.55 ↑ +44%
AETNA ALL COMMERCIAL AETNA $5,009.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $5,009.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $5,009.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $5,009.00 ↑ +52%

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Exc sq tumor/foot or toe < 1.5 cm 28039 at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $396.97 $549.47 – $1,989.53
UnityPoint Health - Meriter Hospital Madison $5,329.60 $312.27 – $1,042.98
Ascension Calumet Hospital, Inc. Chilton $625.86 $359.45 – $1,166.70
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee not published $549.47 – $1,989.53
Orthopaedic Hospital of Wisconsin, LLC Glendale not published $2,302.00 – $16,897.00
SSM Health St. Clare Hospital - Baraboo Baraboo not published $2,116.08 – $11,257.00
SSM Health St. Mary's Hospital - Janesville Janesville not published $2,194.34 – $10,498.00
SSM Health St. Mary's Hospital - Madison Madison not published $2,116.08 – $8,124.00

All Wisconsin hospitals for this procedure →