Established Patient Office Visit (level 3) at HSHS St. Clare Memorial Hospital
855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913
$243.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$369.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$25.44 with AETNA vs $106.00 with ANTHEM — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | AETNA MEDICARE | $25.44 | ↓ -90% |
| MOLINA HEALTHCARE | MOLINA MEDICARE | $25.44 | ↓ -90% |
| UNITED HEALTHCARE | UNITED HEALTH CARE MEDICARE | $25.44 | ↓ -90% |
| HUMANA | HUMANA MEDICARE ADVANTAGE | $25.44 | ↓ -90% |
| ANTHEM | ANTHEM MEDICARE ADVANTAGE HMO | $25.44 | ↓ -90% |
| SECURITY HEALTH PLAN | MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI | $25.69 | ↓ -89% |
| HSHS EMPLOYEES | HSHS EMPLOYEES | $51.52 | ↓ -79% |
| MOLINA HEALTHCARE OF WI | ALL COMMERICAL MOLINA MARKETPLACE | $53.00 | ↓ -78% |
| NAPHCARE | ALL COMMERICAL NAPHCARE | $57.24 | ↓ -76% |
| PREVEA HEALTH NETWORK | PREVEA360 - NETWORK | $63.60 | ↓ -74% |
| PREVEA HEALTH NETWORK | PREVEA EMPLOYEES | $63.60 | ↓ -74% |
| PREVEA HEALTH NETWORK | PREVEA360 | $63.60 | ↓ -74% |
| P360 SMALL GROUP | PREVEA 360 SMALL GROUP COMMERCIAL PLAN | $63.60 | ↓ -74% |
| CIGNA | ALL COMMERCIAL CIGNA | $66.25 | ↓ -73% |
| SECURITY HEALTH PLAN | ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK | $67.66 | ↓ -72% |
| TRIOLOGY | ALL COMMERCIAL TRIOLOGY | $83.74 | ↓ -66% |
| ARISE HEALTH PLAN | ALL COMMERCIAL ARISE HEALTH PLAN | $84.80 | ↓ -65% |
| WISCONSIN PHYSICIAN SERVICE | WISCONSIN PHYSICIAN SERVICE | $84.80 | ↓ -65% |
| WEA PROVIDER NETWORK | WEA INSURANCE CORPORATION PPP | $86.92 | ↓ -64% |
| WEA PROVIDER NETWORK | WEA TRUST PPP/TRUST PREFERRED | $86.92 | ↓ -64% |
| HEALTH CARE ALLIANCE | THE ALLIANCE | $89.04 | ↓ -63% |
| CHOICECARE | ALL COMMERCIAL CHOICE CARE | $90.10 | ↓ -63% |
| HUMANA | HUMANA NATIIONAL POS HMO | $90.10 | ↓ -63% |
| HUMANA | ALL COMMERCIAL HUMANA HPN CHOICECARE | $90.10 | ↓ -63% |
| HUMANA | HUMANA CHOICE CARE PPO | $90.10 | ↓ -63% |
| HEALTH EOS | ALL COMMERCIAL HEALTH EOS | $94.34 | ↓ -61% |
| MULTIPLAN/PHCS | ALL COMMERCIAL MULTIPLAN | $94.34 | ↓ -61% |
| NETWORK HEALTH PLAN | ALL COMMERICAL NETWORK HEALTH PLAN | $95.40 | ↓ -61% |
| COFINITY | COFINITY | $95.40 | ↓ -61% |
| UNITED HEALTHCARE | ALL COMMERCIAL UNITED HEALTHCARE | $95.40 | ↓ -61% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $95.40 | ↓ -61% |
| UNITED HEALTHCARE | UHC ONEIDA NATION | $95.40 | ↓ -61% |
| INTERPLAN | ALL COMMERCIAL INTERPLAN HEALTH GROUP | $95.40 | ↓ -61% |
| NORTH CENTRAL HEALTHCARE ALLIANCE | NEHA | $97.52 | ↓ -60% |
| WEA PROVIDER NETWORK | WEA INSURANCE CORPORATION | $100.70 | ↓ -59% |
| FIRST HEALTH | ALL COMMERCIAL FIRST HEALTH NETWORK | $100.70 | ↓ -59% |
| HEALTHSMART | ALL COMMERCIAL HEALTHSMART | $106.00 | ↓ -56% |
| ANTHEM | ANTHEM PPO | $106.00 | ↓ -56% |
| CATERPILLAR, INC. | UHC CATERPILLAR EMPLOYER GROUP | $106.00 | ↓ -56% |
| LIVE360 | LIVE360 HSHS HEALTHY PLAN | $106.00 | ↓ -56% |
| AETNA | ALL COMMERCIAL AETNA | $106.00 | ↓ -56% |
| ANTHEM | ANTHEM POS/HMO | $106.00 | ↓ -56% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 3) at other Wisconsin hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) | Milwaukee | $427.18 | $106.79 – $188.14 |
| Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) | Mequon | $427.18 | $86.74 – $178.43 |
| UnityPoint Health - Meriter Hospital | Madison | $513.17 | $21.16 – $159.22 |
| SSM Health St. Clare Hospital - Baraboo | Baraboo | $105.05 | not published |
| SSM Health St. Mary's Hospital - Janesville | Janesville | $113.30 | not published |
| SSM Health St. Mary's Hospital - Madison | Madison | $92.40 | not published |
| SSM Health Ripon Community Hospital | Ripon | $187.00 | not published |
| SSM Health St. Agnes Hospital - Fond du Lac | Fond Du Lac | $187.00 | not published |