Electron microscopy diagnostic at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$2,982.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,519.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$213.63 with COMMUNITY CARE FAMILY CARE vs $2,199.00 with HEALTHSMART — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $213.63 ↓ -93%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $213.63 ↓ -93%
ANTHEM ANTEHM MEDICAID $213.63 ↓ -93%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $213.63 ↓ -93%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $213.63 ↓ -93%
TRIOLOGY TRILOGY MEDICAID $226.45 ↓ -92%
MOLINA HEALTHCARE MOLINA MEDICAID $226.45 ↓ -92%
MOLINA HEALTHCARE MOLINA MEDICARE $527.76 ↓ -82%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $527.76 ↓ -82%
AETNA AETNA MEDICARE $527.76 ↓ -82%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $527.76 ↓ -82%
HUMANA HUMANA MEDICARE ADVANTAGE $527.76 ↓ -82%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $533.04 ↓ -82%
UNITY HEALTH PLAN UNITY HOSPICE $823.13 ↓ -72%
UNITED HEALTHCARE UNITED HEALTHCARE $931.81 ↓ -69%
UNITED HEALTHCARE UHC ONEIDA NATION $931.81 ↓ -69%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $931.81 ↓ -69%
HSHS EMPLOYEES HSHS EMPLOYEES $1,068.71 ↓ -64%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $1,099.50 ↓ -63%
NAPHCARE ALL COMMERICAL NAPHCARE $1,187.46 ↓ -60%
ANTHEM ANTHEM POS/HMO $1,265.92 ↓ -58%
ANTHEM ANTHEM PPO $1,265.92 ↓ -58%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $1,319.40 ↓ -56%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $1,319.40 ↓ -56%
PREVEA HEALTH NETWORK PREVEA360 $1,319.40 ↓ -56%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $1,319.40 ↓ -56%
CIGNA ALL COMMERCIAL CIGNA $1,374.38 ↓ -54%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $1,403.62 ↓ -53%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $1,737.21 ↓ -42%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $1,759.20 ↓ -41%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $1,759.20 ↓ -41%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $1,803.18 ↓ -40%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $1,803.18 ↓ -40%
HEALTH CARE ALLIANCE THE ALLIANCE $1,847.16 ↓ -38%
HUMANA HUMANA CHOICE CARE PPO $1,869.15 ↓ -37%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $1,869.15 ↓ -37%
HUMANA HUMANA NATIIONAL POS HMO $1,869.15 ↓ -37%
CHOICECARE ALL COMMERCIAL CHOICE CARE $1,869.15 ↓ -37%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $1,957.11 ↓ -34%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $1,957.11 ↓ -34%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $1,979.10 ↓ -34%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $1,979.10 ↓ -34%
COFINITY COFINITY $1,979.10 ↓ -34%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $2,023.08 ↓ -32%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $2,089.05 ↓ -30%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $2,089.05 ↓ -30%
AETNA ALL COMMERCIAL AETNA $2,199.00 ↓ -26%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $2,199.00 ↓ -26%
LIVE360 LIVE360 HSHS HEALTHY PLAN $2,199.00 ↓ -26%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $2,199.00 ↓ -26%

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Electron microscopy diagnostic at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $1,339.31 $100.79 – $1,749.53
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $1,339.31 $100.79 – $1,749.53
UnityPoint Health - Meriter Hospital Madison $2,015.20 $71.14 – $302.48
SSM Health St. Clare Hospital - Baraboo Baraboo $2,509.10 $586.94 – $1,869.91
SSM Health St. Mary's Hospital - Janesville Janesville $2,300.65 $608.64 – $1,495.94
SSM Health St. Mary's Hospital - Madison Madison $1,229.80 $586.94 – $1,529.92
SSM Health Monroe Hospital Monroe $1,423.95 $430.56 – $782.58
SSM Health Ripon Community Hospital Ripon $699.05 $380.68 – $628.20

All Wisconsin hospitals for this procedure →