Cystoscopy (Bladder Scope) at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$1,171.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,775.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$95.40 with UNITED HEALTHCARE vs $1,881.50 with MOLINA HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $95.40 ↓ -92%
UNITED HEALTHCARE UNITED HEALTHCARE $95.40 ↓ -92%
UNITED HEALTHCARE UHC ONEIDA NATION $95.40 ↓ -92%
ANTHEM ANTHEM POS/HMO $154.00 ↓ -87%
ANTHEM ANTHEM PPO $154.00 ↓ -87%
MOLINA HEALTHCARE MOLINA MEDICARE $426.00 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $426.00 ↓ -64%
AETNA AETNA MEDICARE $426.00 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $426.00 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $426.00 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $430.26 ↓ -63%
UNITY HEALTH PLAN UNITY HOSPICE $712.40 ↓ -39%
HSHS EMPLOYEES HSHS EMPLOYEES $862.65 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $887.50 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $958.50 ↓ -18%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $1,065.00 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 $1,065.00 ↓ -9%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $1,065.00 ↓ -9%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $1,065.00 ↓ -9%
CIGNA ALL COMMERCIAL CIGNA $1,109.38 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $1,132.98 ↓ -3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $1,402.25 ↑ +20%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $1,420.00 ↑ +21%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $1,420.00 ↑ +21%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $1,455.50 ↑ +24%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $1,455.50 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $1,491.00 ↑ +27%
HUMANA HUMANA NATIIONAL POS HMO $1,508.75 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $1,508.75 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $1,508.75 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $1,508.75 ↑ +29%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $1,579.75 ↑ +35%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $1,579.75 ↑ +35%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $1,597.50 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $1,597.50 ↑ +36%
COFINITY COFINITY $1,597.50 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $1,633.00 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $1,686.25 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $1,686.25 ↑ +44%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $1,775.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $1,775.00 ↑ +52%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $1,775.00 ↑ +52%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $1,775.00 ↑ +52%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $1,775.00 ↑ +52%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $1,775.00 ↑ +52%
ANTHEM ANTEHM MEDICAID $1,775.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $1,775.00 ↑ +52%
TRIOLOGY TRILOGY MEDICAID $1,775.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $1,775.00 ↑ +52%
MOLINA HEALTHCARE MOLINA MEDICAID $1,881.50 ↑ +61%

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Cystoscopy (Bladder Scope) at other Wisconsin hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Meriter Hospital Madison $2,607.43 $72.47 – $1,016.90
SSM Health St. Mary's Hospital - Janesville Janesville $2,352.35 $526.77 – $4,074.00
SSM Health St. Mary's Hospital - Madison Madison $1,358.50 $507.98 – $4,198.00
SSM Health Monroe Hospital Monroe $234.85 $677.31 – $4,217.00
SSM Health Ripon Community Hospital Ripon $851.40 $2,654.00 – $3,030.00
SSM Health St. Agnes Hospital - Fond du Lac Fond Du Lac $851.40 $517.28 – $3,030.00
SSM Health Waupun Memorial Hospital Waupun $851.40 $2,654.00 – $3,030.00
Ascension Calumet Hospital, Inc. Chilton $631.56 $82.93 – $764.59

All Wisconsin hospitals for this procedure →