Culture fungi skin/hair/nail at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$118.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$179.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.71 with UNITY HEALTH PLAN vs $179.00 with LIVE360 — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITY HEALTH PLAN UNITY HOSPICE $7.71 ↓ -93%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $7.97 ↓ -93%
ANTHEM ANTEHM MEDICAID $7.97 ↓ -93%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $7.97 ↓ -93%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $7.97 ↓ -93%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $7.97 ↓ -93%
MOLINA HEALTHCARE MOLINA MEDICAID $8.45 ↓ -93%
TRIOLOGY TRILOGY MEDICAID $8.45 ↓ -93%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $9.25 ↓ -92%
UNITED HEALTHCARE UNITED HEALTHCARE $9.25 ↓ -92%
UNITED HEALTHCARE UHC ONEIDA NATION $9.25 ↓ -92%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $10.02 ↓ -92%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $10.02 ↓ -92%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $10.02 ↓ -92%
PREVEA HEALTH NETWORK PREVEA360 $10.02 ↓ -92%
ANTHEM ANTHEM PPO $26.99 ↓ -77%
ANTHEM ANTHEM POS/HMO $26.99 ↓ -77%
HUMANA HUMANA MEDICARE ADVANTAGE $42.96 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $42.96 ↓ -64%
AETNA AETNA MEDICARE $42.96 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $42.96 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $42.96 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $43.39 ↓ -63%
HSHS EMPLOYEES HSHS EMPLOYEES $86.99 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $89.50 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $96.66 ↓ -18%
CIGNA ALL COMMERCIAL CIGNA $111.88 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $114.26 ↓ -3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $141.41 ↑ +20%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $143.20 ↑ +21%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $143.20 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $146.78 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $146.78 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $150.36 ↑ +27%
HUMANA HUMANA CHOICE CARE PPO $152.15 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $152.15 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $152.15 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $152.15 ↑ +29%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $159.31 ↑ +35%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $159.31 ↑ +35%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $161.10 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $161.10 ↑ +36%
COFINITY COFINITY $161.10 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $164.68 ↑ +39%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $170.05 ↑ +44%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $170.05 ↑ +44%
AETNA ALL COMMERCIAL AETNA $179.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $179.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $179.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $179.00 ↑ +52%

Visitor-reported prices

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Culture fungi skin/hair/nail at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $71.55 $7.71 – $33.23
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $71.55 $7.71 – $33.23
UnityPoint Health - Meriter Hospital Madison $115.20 $4.63 – $46.68
Orthopaedic Hospital of Wisconsin, LLC Glendale $51.41 $7.48 – $13.82
SSM Health St. Clare Hospital - Baraboo Baraboo $121.00 $5.78 – $76.62
SSM Health St. Mary's Hospital - Janesville Janesville $163.90 $5.78 – $61.29
SSM Health St. Mary's Hospital - Madison Madison $85.80 $5.78 – $62.69
SSM Health Monroe Hospital Monroe $57.20 $7.71 – $13.49

All Wisconsin hospitals for this procedure →