Culture body fluid at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$237.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$360.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.62 with UNITY HEALTH PLAN vs $139.00 with LIVE360 — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITY HEALTH PLAN UNITY HOSPICE $8.62 ↓ -96%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $8.91 ↓ -96%
ANTHEM ANTEHM MEDICAID $8.91 ↓ -96%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $8.91 ↓ -96%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $8.91 ↓ -96%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $8.91 ↓ -96%
MOLINA HEALTHCARE MOLINA MEDICAID $9.44 ↓ -96%
TRIOLOGY TRILOGY MEDICAID $9.44 ↓ -96%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $10.34 ↓ -96%
UNITED HEALTHCARE UNITED HEALTHCARE $10.34 ↓ -96%
UNITED HEALTHCARE UHC ONEIDA NATION $10.34 ↓ -96%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $11.21 ↓ -95%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $11.21 ↓ -95%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $11.21 ↓ -95%
PREVEA HEALTH NETWORK PREVEA360 $11.21 ↓ -95%
ANTHEM ANTHEM PPO $30.17 ↓ -87%
ANTHEM ANTHEM POS/HMO $30.17 ↓ -87%
HUMANA HUMANA MEDICARE ADVANTAGE $33.36 ↓ -86%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $33.36 ↓ -86%
AETNA AETNA MEDICARE $33.36 ↓ -86%
MOLINA HEALTHCARE MOLINA MEDICARE $33.36 ↓ -86%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $33.36 ↓ -86%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $33.69 ↓ -86%
HSHS EMPLOYEES HSHS EMPLOYEES $67.55 ↓ -72%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $69.50 ↓ -71%
NAPHCARE ALL COMMERICAL NAPHCARE $75.06 ↓ -68%
CIGNA ALL COMMERCIAL CIGNA $86.88 ↓ -63%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $88.72 ↓ -63%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $109.81 ↓ -54%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $111.20 ↓ -53%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $111.20 ↓ -53%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $113.98 ↓ -52%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $113.98 ↓ -52%
HEALTH CARE ALLIANCE THE ALLIANCE $116.76 ↓ -51%
HUMANA HUMANA CHOICE CARE PPO $118.15 ↓ -50%
CHOICECARE ALL COMMERCIAL CHOICE CARE $118.15 ↓ -50%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $118.15 ↓ -50%
HUMANA HUMANA NATIIONAL POS HMO $118.15 ↓ -50%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $123.71 ↓ -48%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $123.71 ↓ -48%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $125.10 ↓ -47%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $125.10 ↓ -47%
COFINITY COFINITY $125.10 ↓ -47%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $127.88 ↓ -46%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $132.05 ↓ -44%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $132.05 ↓ -44%
AETNA ALL COMMERCIAL AETNA $139.00 ↓ -41%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $139.00 ↓ -41%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $139.00 ↓ -41%
LIVE360 LIVE360 HSHS HEALTHY PLAN $139.00 ↓ -41%

Visitor-reported prices

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Culture body fluid at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $91.69 $8.62 – $37.82
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $91.69 $8.62 – $37.82
UnityPoint Health - Meriter Hospital Madison $114.76 $5.17 – $44.76
Orthopaedic Hospital of Wisconsin, LLC Glendale $95.93 $8.36 – $15.43
SSM Health St. Clare Hospital - Baraboo Baraboo $169.40 $6.46 – $85.66
SSM Health St. Mary's Hospital - Janesville Janesville $227.70 $6.46 – $68.54
SSM Health St. Mary's Hospital - Madison Madison $246.95 $6.46 – $70.09
SSM Health Monroe Hospital Monroe $62.70 $8.62 – $15.09

All Wisconsin hospitals for this procedure →