Culture afb any source at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$143.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$217.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.80 with UNITY HEALTH PLAN vs $106.00 with CATERPILLAR, INC. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITY HEALTH PLAN UNITY HOSPICE $10.80 ↓ -92%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $11.16 ↓ -92%
ANTHEM ANTEHM MEDICAID $11.16 ↓ -92%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $11.16 ↓ -92%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $11.16 ↓ -92%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $11.16 ↓ -92%
MOLINA HEALTHCARE MOLINA MEDICAID $11.83 ↓ -92%
TRIOLOGY TRILOGY MEDICAID $11.83 ↓ -92%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $12.96 ↓ -91%
UNITED HEALTHCARE UHC ONEIDA NATION $12.96 ↓ -91%
UNITED HEALTHCARE UNITED HEALTHCARE $12.96 ↓ -91%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $14.04 ↓ -90%
PREVEA HEALTH NETWORK PREVEA360 $14.04 ↓ -90%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $14.04 ↓ -90%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $14.04 ↓ -90%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $25.44 ↓ -82%
MOLINA HEALTHCARE MOLINA MEDICARE $25.44 ↓ -82%
AETNA AETNA MEDICARE $25.44 ↓ -82%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $25.44 ↓ -82%
HUMANA HUMANA MEDICARE ADVANTAGE $25.44 ↓ -82%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $25.69 ↓ -82%
ANTHEM ANTHEM PPO $37.80 ↓ -74%
ANTHEM ANTHEM POS/HMO $37.80 ↓ -74%
HSHS EMPLOYEES HSHS EMPLOYEES $51.52 ↓ -64%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $53.00 ↓ -63%
NAPHCARE ALL COMMERICAL NAPHCARE $57.24 ↓ -60%
CIGNA ALL COMMERCIAL CIGNA $66.25 ↓ -54%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $67.66 ↓ -53%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $83.74 ↓ -42%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $84.80 ↓ -41%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $84.80 ↓ -41%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $86.92 ↓ -39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $86.92 ↓ -39%
HEALTH CARE ALLIANCE THE ALLIANCE $89.04 ↓ -38%
HUMANA HUMANA NATIIONAL POS HMO $90.10 ↓ -37%
CHOICECARE ALL COMMERCIAL CHOICE CARE $90.10 ↓ -37%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $90.10 ↓ -37%
HUMANA HUMANA CHOICE CARE PPO $90.10 ↓ -37%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $94.34 ↓ -34%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $94.34 ↓ -34%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $95.40 ↓ -33%
COFINITY COFINITY $95.40 ↓ -33%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $95.40 ↓ -33%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $97.52 ↓ -32%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $100.70 ↓ -30%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $100.70 ↓ -30%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $106.00 ↓ -26%
AETNA ALL COMMERCIAL AETNA $106.00 ↓ -26%
LIVE360 LIVE360 HSHS HEALTHY PLAN $106.00 ↓ -26%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $106.00 ↓ -26%

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Culture afb any source at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $115.01 $10.80 – $47.00
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $115.01 $10.80 – $47.00
UnityPoint Health - Meriter Hospital Madison $143.01 $6.48 – $59.57
Orthopaedic Hospital of Wisconsin, LLC Glendale $82.15 $10.48 – $19.36
SSM Health St. Clare Hospital - Baraboo Baraboo $179.85 $8.10 – $107.35
SSM Health St. Mary's Hospital - Janesville Janesville $242.00 $8.10 – $85.85
SSM Health St. Mary's Hospital - Madison Madison $127.60 $8.10 – $87.82
SSM Health Monroe Hospital Monroe $92.40 $10.80 – $18.90

All Wisconsin hospitals for this procedure →