Collection of venous blood by venipuncture at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$33.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$50.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.36 with ANTHEM vs $25.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ANTHEM ANTEHM MEDICAID $4.36 ↓ -87%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $4.36 ↓ -87%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $4.36 ↓ -87%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $4.36 ↓ -87%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $4.36 ↓ -87%
MOLINA HEALTHCARE MOLINA MEDICAID $4.62 ↓ -86%
TRIOLOGY TRILOGY MEDICAID $4.62 ↓ -86%
MOLINA HEALTHCARE MOLINA MEDICARE $6.00 ↓ -82%
AETNA AETNA MEDICARE $6.00 ↓ -82%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $6.00 ↓ -82%
HUMANA HUMANA MEDICARE ADVANTAGE $6.00 ↓ -82%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $6.00 ↓ -82%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $6.06 ↓ -82%
UNITY HEALTH PLAN UNITY HOSPICE $9.34 ↓ -72%
ANTHEM ANTHEM POS/HMO $10.00 ↓ -70%
ANTHEM ANTHEM PPO $10.00 ↓ -70%
UNITED HEALTHCARE UNITED HEALTHCARE $10.28 ↓ -69%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $10.28 ↓ -69%
UNITED HEALTHCARE UHC ONEIDA NATION $10.28 ↓ -69%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $12.14 ↓ -63%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $12.14 ↓ -63%
PREVEA HEALTH NETWORK PREVEA360 $12.14 ↓ -63%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $12.14 ↓ -63%
HSHS EMPLOYEES HSHS EMPLOYEES $12.15 ↓ -63%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $12.50 ↓ -62%
NAPHCARE ALL COMMERICAL NAPHCARE $13.50 ↓ -59%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $15.96 ↓ -52%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $19.75 ↓ -40%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $20.00 ↓ -39%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $20.00 ↓ -39%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $20.50 ↓ -38%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $20.50 ↓ -38%
HEALTH CARE ALLIANCE THE ALLIANCE $21.00 ↓ -36%
HUMANA HUMANA CHOICE CARE PPO $21.25 ↓ -36%
CHOICECARE ALL COMMERCIAL CHOICE CARE $21.25 ↓ -36%
HUMANA HUMANA NATIIONAL POS HMO $21.25 ↓ -36%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $21.25 ↓ -36%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $22.25 ↓ -33%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $22.25 ↓ -33%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $22.50 ↓ -32%
COFINITY COFINITY $22.50 ↓ -32%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $22.50 ↓ -32%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $23.00 ↓ -30%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $23.75 ↓ -28%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $23.75 ↓ -28%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $25.00 ↓ -24%
LIVE360 LIVE360 HSHS HEALTHY PLAN $25.00 ↓ -24%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $25.00 ↓ -24%
AETNA ALL COMMERCIAL AETNA $25.00 ↓ -24%

Visitor-reported prices

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