Cltx lunate dislc w/mnpj at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$3,837.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,815.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$746.85 with ANTHEM vs $5,815.00 with LIVE360 — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ANTHEM ANTEHM MEDICAID $746.85 ↓ -81%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $746.85 ↓ -81%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $746.85 ↓ -81%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $746.85 ↓ -81%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $746.85 ↓ -81%
UNITED HEALTHCARE UHC ONEIDA NATION $753.00 ↓ -80%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $753.00 ↓ -80%
UNITED HEALTHCARE UNITED HEALTHCARE $753.00 ↓ -80%
MOLINA HEALTHCARE MOLINA MEDICAID $791.66 ↓ -79%
TRIOLOGY TRILOGY MEDICAID $791.66 ↓ -79%
HUMANA HUMANA MEDICARE ADVANTAGE $1,395.60 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $1,395.60 ↓ -64%
AETNA AETNA MEDICARE $1,395.60 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $1,395.60 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $1,395.60 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $1,409.56 ↓ -63%
UNITY HEALTH PLAN UNITY HOSPICE $1,642.82 ↓ -57%
HSHS EMPLOYEES HSHS EMPLOYEES $2,826.09 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $2,907.50 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $3,140.10 ↓ -18%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $3,489.00 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 $3,489.00 ↓ -9%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $3,489.00 ↓ -9%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $3,489.00 ↓ -9%
CIGNA ALL COMMERCIAL CIGNA $3,634.38 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $3,711.71 ↓ -3%
ANTHEM ANTHEM PPO $3,954.20 ↑ +3%
ANTHEM ANTHEM POS/HMO $3,954.20 ↑ +3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $4,593.85 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $4,652.00 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $4,652.00 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $4,768.30 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $4,768.30 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $4,884.60 ↑ +27%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $4,942.75 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $4,942.75 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $4,942.75 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $4,942.75 ↑ +29%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $5,175.35 ↑ +35%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $5,175.35 ↑ +35%
COFINITY COFINITY $5,233.50 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $5,233.50 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $5,233.50 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $5,349.80 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $5,524.25 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $5,524.25 ↑ +44%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $5,815.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $5,815.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $5,815.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $5,815.00 ↑ +52%

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Cltx lunate dislc w/mnpj at other Wisconsin hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Meriter Hospital Madison $4,577.48 $459.33 – $1,785.22
SSM Health St. Mary's Hospital - Madison Madison $1,903.00 $1,171.42 – $4,982.00
HSHS St. Mary's Hospital Medical Center GREEN BAY $3,837.90 $203.37 – $3,532.89
HSHS St. Nicholas Hospital SHEBOYGAN $3,837.90 $203.37 – $3,538.22
HSHS St. Vincent Hospital Green Bay $3,837.90 $210.86 – $3,514.26
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee not published $795.07 – $1,903.30
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon not published $795.07 – $1,903.30
Orthopaedic Hospital of Wisconsin, LLC Glendale not published $1,549.00 – $16,897.00

All Wisconsin hospitals for this procedure →