Clsd tx/metacarpal fx/sng/w manip 26605 at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$613.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$929.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$222.96 with UNITED HEALTHCARE vs $929.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $222.96 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $222.96 ↓ -64%
AETNA AETNA MEDICARE $222.96 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $222.96 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $222.96 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $225.19 ↓ -63%
UNITY HEALTH PLAN UNITY HOSPICE $252.01 ↓ -59%
HSHS EMPLOYEES HSHS EMPLOYEES $451.49 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $464.50 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $501.66 ↓ -18%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $557.40 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 $557.40 ↓ -9%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $557.40 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $557.40 ↓ -9%
CIGNA ALL COMMERCIAL CIGNA $580.63 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $592.98 ↓ -3%
ANTHEM ANTHEM PPO $631.72 ↑ +3%
ANTHEM ANTHEM POS/HMO $631.72 ↑ +3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $733.91 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $743.20 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $743.20 ↑ +21%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $746.85 ↑ +22%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $746.85 ↑ +22%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $746.85 ↑ +22%
ANTHEM ANTEHM MEDICAID $746.85 ↑ +22%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $746.85 ↑ +22%
UNITED HEALTHCARE UNITED HEALTHCARE $753.00 ↑ +23%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $753.00 ↑ +23%
UNITED HEALTHCARE UHC ONEIDA NATION $753.00 ↑ +23%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $761.78 ↑ +24%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $761.78 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $780.36 ↑ +27%
CHOICECARE ALL COMMERCIAL CHOICE CARE $789.65 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $789.65 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $789.65 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $789.65 ↑ +29%
TRIOLOGY TRILOGY MEDICAID $791.66 ↑ +29%
MOLINA HEALTHCARE MOLINA MEDICAID $791.66 ↑ +29%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $826.81 ↑ +35%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $826.81 ↑ +35%
COFINITY COFINITY $836.10 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $836.10 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $836.10 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $854.68 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $882.55 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $882.55 ↑ +44%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $929.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $929.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $929.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $929.00 ↑ +52%

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Clsd tx/metacarpal fx/sng/w manip 26605 at other Wisconsin hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Meriter Hospital Madison $1,557.60 $179.17 – $842.73
SSM Health St. Clare Hospital - Baraboo Baraboo $400.40 $179.70 – $4,401.00
SSM Health St. Mary's Hospital - Janesville Janesville $1,100.55 $186.34 – $4,074.00
SSM Health St. Mary's Hospital - Madison Madison $2,036.10 $179.70 – $4,198.00
SSM Health Monroe Hospital Monroe $189.75 $239.60 – $4,217.00
SSM Health Ripon Community Hospital Ripon $526.35 $1,887.00 – $2,654.00
SSM Health St. Agnes Hospital - Fond du Lac Fond Du Lac $526.35 $182.99 – $2,334.00
SSM Health Waupun Memorial Hospital Waupun $526.35 $1,887.00 – $2,654.00

All Wisconsin hospitals for this procedure →