Cholesterol body fluid at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$103.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$157.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.79 with MANAGED HEALTH SERVICES vs $157.00 with LIVE360 — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $15.79 ↓ -85%
ANTHEM ANTEHM MEDICAID $15.79 ↓ -85%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $15.79 ↓ -85%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $15.79 ↓ -85%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $15.79 ↓ -85%
MOLINA HEALTHCARE MOLINA MEDICAID $16.74 ↓ -84%
TRIOLOGY TRILOGY MEDICAID $16.74 ↓ -84%
AETNA AETNA MEDICARE $37.68 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $37.68 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $37.68 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $37.68 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $38.06 ↓ -63%
HSHS EMPLOYEES HSHS EMPLOYEES $76.30 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $78.50 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $84.78 ↓ -18%
PREVEA HEALTH NETWORK PREVEA360 $94.20 ↓ -9%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $94.20 ↓ -9%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $94.20 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $94.20 ↓ -9%
CIGNA ALL COMMERCIAL CIGNA $98.13 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $100.21 ↓ -3%
ANTHEM ANTHEM PPO $106.76 ↑ +3%
ANTHEM ANTHEM POS/HMO $106.76 ↑ +3%
MOLINA HEALTHCARE MOLINA MEDICARE $109.90 ↑ +6%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $124.03 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $125.60 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $125.60 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $128.74 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $128.74 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $131.88 ↑ +27%
HUMANA HUMANA CHOICE CARE PPO $133.45 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $133.45 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $133.45 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $133.45 ↑ +29%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $139.73 ↑ +35%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $139.73 ↑ +35%
COFINITY COFINITY $141.30 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $141.30 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $141.30 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $144.44 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $149.15 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $149.15 ↑ +44%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $157.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $157.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $157.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $157.00 ↑ +52%

Visitor-reported prices

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Cholesterol body fluid at other Wisconsin hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Meriter Hospital Madison $48.51 $13.94 – $51.54
SSM Health St. Mary's Hospital - Madison Madison $876.15 not published
SSM Health Monroe Hospital Monroe $97.90 not published
SSM Health Ripon Community Hospital Ripon $132.55 not published
SSM Health St. Agnes Hospital - Fond du Lac Fond Du Lac $132.55 not published
SSM Health Waupun Memorial Hospital Waupun $132.55 not published
Aurora Sinai Medical Center of Aurora Health Care Metro Milwaukee $62.50 $44.82 – $44.82
Aurora Medical Center Summit Summit $62.50 $44.82 – $44.82

All Wisconsin hospitals for this procedure →