Caregiver training strategies&tq ea addl 15 min at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$51.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$78.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.72 with MOLINA HEALTHCARE vs $78.00 with LIVE360 — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MOLINA HEALTHCARE MOLINA MEDICARE $18.72 ↓ -64%
HUMANA HUMANA MEDICARE ADVANTAGE $18.72 ↓ -64%
AETNA AETNA MEDICARE $18.72 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $18.72 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $18.72 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $18.91 ↓ -63%
UNITY HEALTH PLAN UNITY HOSPICE $25.72 ↓ -50%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $25.73 ↓ -50%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $25.73 ↓ -50%
ANTHEM ANTEHM MEDICAID $25.73 ↓ -50%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $25.73 ↓ -50%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $25.73 ↓ -50%
TRIOLOGY TRILOGY MEDICAID $27.27 ↓ -47%
MOLINA HEALTHCARE MOLINA MEDICAID $27.27 ↓ -47%
HSHS EMPLOYEES HSHS EMPLOYEES $37.91 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $39.00 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $42.12 ↓ -18%
UNITED HEALTHCARE UNITED HEALTHCARE $42.90 ↓ -17%
UNITED HEALTHCARE UHC ONEIDA NATION $42.90 ↓ -17%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $42.90 ↓ -17%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $46.80 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 $46.80 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $46.80 ↓ -9%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $46.80 ↓ -9%
CIGNA ALL COMMERCIAL CIGNA $48.75 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $49.79 ↓ -3%
ANTHEM ANTHEM PPO $53.04 ↑ +3%
ANTHEM ANTHEM POS/HMO $53.04 ↑ +3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $61.62 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $62.40 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $62.40 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $63.96 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $63.96 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $65.52 ↑ +27%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $66.30 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $66.30 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $66.30 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $66.30 ↑ +29%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $69.42 ↑ +35%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $69.42 ↑ +35%
COFINITY COFINITY $70.20 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $70.20 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $70.20 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $71.76 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $74.10 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $74.10 ↑ +44%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $78.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $78.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $78.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $78.00 ↑ +52%

Visitor-reported prices

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Caregiver training strategies&tq ea addl 15 min at other Wisconsin hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Meriter Hospital Madison $107.40 $23.46 – $69.91
SSM Health St. Mary's Hospital - Janesville Janesville $36.85 $15.69 – $20.92
SSM Health St. Mary's Hospital - Madison Madison $53.90 not published
SSM Health Ripon Community Hospital Ripon $66.00 not published
SSM Health St. Agnes Hospital - Fond du Lac Fond Du Lac $66.00 $15.69 – $40.38
SSM Health Waupun Memorial Hospital Waupun $66.00 not published
Ascension NE Wisconsin - Mercy Campus (Ascension NE Wisconsin, Inc.) Oshkosh $41.04 $25.00 – $52.50
Ascension NE Wisconsin - St. Elizabeth Campus (Ascension NE Wisconsin, Inc.) Appleton $41.04 $25.00 – $52.50

All Wisconsin hospitals for this procedure →