Biopsy muscle percutaneous needle at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$1,871.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,835.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.12 with UNITED HEALTHCARE vs $2,835.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $55.12 ↓ -97%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $55.12 ↓ -97%
HUMANA HUMANA MEDICARE ADVANTAGE $55.12 ↓ -97%
MOLINA HEALTHCARE MOLINA MEDICARE $55.12 ↓ -97%
AETNA AETNA MEDICARE $55.12 ↓ -97%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $55.67 ↓ -97%
NAPHCARE ALL COMMERICAL NAPHCARE $124.02 ↓ -93%
HSHS EMPLOYEES HSHS EMPLOYEES $381.51 ↓ -80%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $392.50 ↓ -79%
PREVEA HEALTH NETWORK PREVEA360 $471.00 ↓ -75%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $471.00 ↓ -75%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $471.00 ↓ -75%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $471.00 ↓ -75%
CIGNA ALL COMMERCIAL CIGNA $490.63 ↓ -74%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $501.07 ↓ -73%
ANTHEM ANTHEM PPO $533.80 ↓ -71%
ANTHEM ANTHEM POS/HMO $533.80 ↓ -71%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $620.15 ↓ -67%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $628.00 ↓ -66%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $628.00 ↓ -66%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $643.70 ↓ -66%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $643.70 ↓ -66%
HEALTH CARE ALLIANCE THE ALLIANCE $659.40 ↓ -65%
HUMANA HUMANA CHOICE CARE PPO $667.25 ↓ -64%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $667.25 ↓ -64%
HUMANA HUMANA NATIIONAL POS HMO $667.25 ↓ -64%
CHOICECARE ALL COMMERCIAL CHOICE CARE $667.25 ↓ -64%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $698.65 ↓ -63%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $698.65 ↓ -63%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $706.50 ↓ -62%
COFINITY COFINITY $706.50 ↓ -62%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $706.50 ↓ -62%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $722.20 ↓ -61%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $745.75 ↓ -60%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $745.75 ↓ -60%
LIVE360 LIVE360 HSHS HEALTHY PLAN $785.00 ↓ -58%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $785.00 ↓ -58%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $785.00 ↓ -58%
ANTHEM ANTEHM MEDICAID $785.00 ↓ -58%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $785.00 ↓ -58%
TRIOLOGY TRILOGY MEDICAID $785.00 ↓ -58%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $785.00 ↓ -58%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $785.00 ↓ -58%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $785.00 ↓ -58%
AETNA ALL COMMERCIAL AETNA $785.00 ↓ -58%
MOLINA HEALTHCARE MOLINA MEDICAID $832.10 ↓ -56%
UNITY HEALTH PLAN UNITY HOSPICE $1,687.37 ↓ -10%
UNITED HEALTHCARE UNITED HEALTHCARE $2,835.00 ↑ +52%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $2,835.00 ↑ +52%
UNITED HEALTHCARE UHC ONEIDA NATION $2,835.00 ↑ +52%

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Biopsy muscle percutaneous needle at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $1,629.75 $91.68 – $948.37
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $1,629.75 $91.68 – $948.37
UnityPoint Health - Meriter Hospital Madison $4,242.43 $52.29 – $1,654.55
SSM Health St. Clare Hospital - Baraboo Baraboo $1,672.00 $1,203.19 – $4,867.00
SSM Health St. Mary's Hospital - Janesville Janesville $1,295.25 $1,247.68 – $4,321.00
SSM Health St. Mary's Hospital - Madison Madison $1,840.30 $1,203.19 – $4,982.00
SSM Health Monroe Hospital Monroe $462.00 $1,604.25 – $4,743.00
SSM Health Ripon Community Hospital Ripon $1,152.80 $3,388.00 – $4,761.00

All Wisconsin hospitals for this procedure →