Biopsy abdominal mass at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$1,627.56

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,466.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$591.84 with HUMANA vs $2,466.00 with PREVEA HEALTH NETWORK — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA HUMANA MEDICARE ADVANTAGE $591.84 ↓ -64%
AETNA AETNA MEDICARE $591.84 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $591.84 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $591.84 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $591.84 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $597.76 ↓ -63%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $1,171.43 ↓ -28%
ANTHEM ANTEHM MEDICAID $1,171.43 ↓ -28%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $1,171.43 ↓ -28%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $1,171.43 ↓ -28%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $1,171.43 ↓ -28%
HSHS EMPLOYEES HSHS EMPLOYEES $1,198.48 ↓ -26%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $1,233.00 ↓ -24%
TRIOLOGY TRILOGY MEDICAID $1,241.72 ↓ -24%
MOLINA HEALTHCARE MOLINA MEDICAID $1,241.72 ↓ -24%
NAPHCARE ALL COMMERICAL NAPHCARE $1,331.64 ↓ -18%
CIGNA ALL COMMERCIAL CIGNA $1,541.25 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $1,574.05 ↓ -3%
UNITY HEALTH PLAN UNITY HOSPICE $1,687.37 ↑ +4%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $1,948.14 ↑ +20%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $1,972.80 ↑ +21%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $1,972.80 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $2,022.12 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $2,022.12 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $2,071.44 ↑ +27%
CHOICECARE ALL COMMERCIAL CHOICE CARE $2,096.10 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $2,096.10 ↑ +29%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $2,096.10 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $2,096.10 ↑ +29%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $2,194.74 ↑ +35%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $2,194.74 ↑ +35%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $2,219.40 ↑ +36%
COFINITY COFINITY $2,219.40 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $2,219.40 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $2,268.72 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $2,342.70 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $2,342.70 ↑ +44%
PREVEA HEALTH NETWORK PREVEA360 $2,466.00 ↑ +52%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $2,466.00 ↑ +52%
UNITED HEALTHCARE UNITED HEALTHCARE $2,466.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $2,466.00 ↑ +52%
ANTHEM ANTHEM PPO $2,466.00 ↑ +52%
ANTHEM ANTHEM POS/HMO $2,466.00 ↑ +52%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $2,466.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $2,466.00 ↑ +52%
UNITED HEALTHCARE UHC ONEIDA NATION $2,466.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $2,466.00 ↑ +52%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $2,466.00 ↑ +52%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $2,466.00 ↑ +52%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $2,466.00 ↑ +52%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Biopsy abdominal mass at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $2,346.31 $132.46 – $683.43
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $2,346.31 $132.46 – $683.43
UnityPoint Health - Meriter Hospital Madison $5,124.88 $74.50 – $2,126.82
SSM Health St. Clare Hospital - Baraboo Baraboo $1,686.85 $1,203.19 – $4,867.00
SSM Health St. Mary's Hospital - Janesville Janesville $1,967.90 $1,247.68 – $4,321.00
SSM Health St. Mary's Hospital - Madison Madison $1,912.90 $1,203.19 – $4,982.00
SSM Health Monroe Hospital Monroe $601.15 $1,604.25 – $4,743.00
SSM Health Ripon Community Hospital Ripon $2,493.15 $3,388.00 – $4,761.00

All Wisconsin hospitals for this procedure →