Bacterial meningitis antigen at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$82.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$125.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.72 with ANTHEM vs $28.00 with CATERPILLAR, INC. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $6.72 ↓ -92%
AETNA AETNA MEDICARE $6.72 ↓ -92%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $6.72 ↓ -92%
MOLINA HEALTHCARE MOLINA MEDICARE $6.72 ↓ -92%
HUMANA HUMANA MEDICARE ADVANTAGE $6.72 ↓ -92%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $6.79 ↓ -92%
UNITY HEALTH PLAN UNITY HOSPICE $11.54 ↓ -86%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $11.92 ↓ -86%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $11.92 ↓ -86%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $11.92 ↓ -86%
ANTHEM ANTEHM MEDICAID $11.92 ↓ -86%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $11.92 ↓ -86%
TRIOLOGY TRILOGY MEDICAID $12.64 ↓ -85%
MOLINA HEALTHCARE MOLINA MEDICAID $12.64 ↓ -85%
HSHS EMPLOYEES HSHS EMPLOYEES $13.61 ↓ -84%
UNITED HEALTHCARE UNITED HEALTHCARE $13.85 ↓ -83%
UNITED HEALTHCARE UHC ONEIDA NATION $13.85 ↓ -83%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $13.85 ↓ -83%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $14.00 ↓ -83%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $15.00 ↓ -82%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $15.00 ↓ -82%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $15.00 ↓ -82%
PREVEA HEALTH NETWORK PREVEA360 $15.00 ↓ -82%
NAPHCARE ALL COMMERICAL NAPHCARE $15.12 ↓ -82%
CIGNA ALL COMMERCIAL CIGNA $17.50 ↓ -79%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $17.87 ↓ -78%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $22.12 ↓ -73%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $22.40 ↓ -73%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $22.40 ↓ -73%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $22.96 ↓ -72%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $22.96 ↓ -72%
HEALTH CARE ALLIANCE THE ALLIANCE $23.52 ↓ -71%
HUMANA HUMANA NATIIONAL POS HMO $23.80 ↓ -71%
CHOICECARE ALL COMMERCIAL CHOICE CARE $23.80 ↓ -71%
HUMANA HUMANA CHOICE CARE PPO $23.80 ↓ -71%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $23.80 ↓ -71%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $24.92 ↓ -70%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $24.92 ↓ -70%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $25.20 ↓ -69%
COFINITY COFINITY $25.20 ↓ -69%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $25.20 ↓ -69%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $25.76 ↓ -69%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $26.60 ↓ -68%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $26.60 ↓ -68%
ANTHEM ANTHEM PPO $28.00 ↓ -66%
LIVE360 LIVE360 HSHS HEALTHY PLAN $28.00 ↓ -66%
ANTHEM ANTHEM POS/HMO $28.00 ↓ -66%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $28.00 ↓ -66%
AETNA ALL COMMERCIAL AETNA $28.00 ↓ -66%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $28.00 ↓ -66%

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