App high cost ss t/a/l >100sq cm 1st 100sq cm at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$4,228.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,407.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,537.68 with HUMANA vs $6,407.00 with LIVE360 — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA HUMANA MEDICARE ADVANTAGE $1,537.68 ↓ -64%
MOLINA HEALTHCARE MOLINA MEDICARE $1,537.68 ↓ -64%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $1,537.68 ↓ -64%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $1,537.68 ↓ -64%
AETNA AETNA MEDICARE $1,537.68 ↓ -64%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $1,553.06 ↓ -63%
UNITY HEALTH PLAN UNITY HOSPICE $2,107.97 ↓ -50%
HSHS EMPLOYEES HSHS EMPLOYEES $3,113.80 ↓ -26%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $3,152.44 ↓ -25%
ANTHEM ANTEHM MEDICAID $3,152.44 ↓ -25%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $3,152.44 ↓ -25%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $3,152.44 ↓ -25%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $3,152.44 ↓ -25%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $3,203.50 ↓ -24%
TRIOLOGY TRILOGY MEDICAID $3,341.59 ↓ -21%
MOLINA HEALTHCARE MOLINA MEDICAID $3,341.59 ↓ -21%
NAPHCARE ALL COMMERICAL NAPHCARE $3,459.78 ↓ -18%
UNITED HEALTHCARE UNITED HEALTHCARE $3,523.85 ↓ -17%
UNITED HEALTHCARE UHC ONEIDA NATION $3,523.85 ↓ -17%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $3,523.85 ↓ -17%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $3,844.20 ↓ -9%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $3,844.20 ↓ -9%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $3,844.20 ↓ -9%
PREVEA HEALTH NETWORK PREVEA360 $3,844.20 ↓ -9%
CIGNA ALL COMMERCIAL CIGNA $4,004.38 ↓ -5%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $4,089.59 ↓ -3%
ANTHEM ANTHEM PPO $4,356.76 ↑ +3%
ANTHEM ANTHEM POS/HMO $4,356.76 ↑ +3%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $5,061.53 ↑ +20%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $5,125.60 ↑ +21%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $5,125.60 ↑ +21%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $5,253.74 ↑ +24%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $5,253.74 ↑ +24%
HEALTH CARE ALLIANCE THE ALLIANCE $5,381.88 ↑ +27%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $5,445.95 ↑ +29%
CHOICECARE ALL COMMERCIAL CHOICE CARE $5,445.95 ↑ +29%
HUMANA HUMANA NATIIONAL POS HMO $5,445.95 ↑ +29%
HUMANA HUMANA CHOICE CARE PPO $5,445.95 ↑ +29%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $5,702.23 ↑ +35%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $5,702.23 ↑ +35%
COFINITY COFINITY $5,766.30 ↑ +36%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $5,766.30 ↑ +36%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $5,766.30 ↑ +36%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $5,894.44 ↑ +39%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $6,086.65 ↑ +44%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $6,086.65 ↑ +44%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $6,407.00 ↑ +52%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $6,407.00 ↑ +52%
AETNA ALL COMMERCIAL AETNA $6,407.00 ↑ +52%
LIVE360 LIVE360 HSHS HEALTHY PLAN $6,407.00 ↑ +52%

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App high cost ss t/a/l >100sq cm 1st 100sq cm at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $234.79 $303.69 – $1,221.92
UnityPoint Health - Meriter Hospital Madison $2,653.60 $54.05 – $572.28
HSHS St. Nicholas Hospital SHEBOYGAN $4,228.62 $858.42 – $4,540.03
HSHS St. Vincent Hospital Green Bay $4,228.62 $890.03 – $4,509.30
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee not published $303.69 – $1,221.92
Orthopaedic Hospital of Wisconsin, LLC Glendale not published $4,754.00 – $16,897.00
SSM Health St. Clare Hospital - Baraboo Baraboo not published $1,503.10 – $11,257.00
SSM Health St. Mary's Hospital - Janesville Janesville not published $1,558.69 – $10,498.00

All Wisconsin hospitals for this procedure →