Albumin (microalbumin) 24 hour urine quantitative at HSHS St. Clare Memorial Hospital

855 S MAIN STREET, OCONTO FALLS, WI · Hshs · · NPI 1851477913

Source: hospital's published price file ↗ · Published Mar 24, 2026 · Ingested Sep 16, 2026

$144.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$219.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.78 with UNITY HEALTH PLAN vs $66.00 with CATERPILLAR, INC. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITY HEALTH PLAN UNITY HOSPICE $5.78 ↓ -96%
COMMUNITY CARE FAMILY CARE COMMUNITY CARE FAMILY CARE MEDICAID MANAGED $5.97 ↓ -96%
ANTHEM ANTEHM MEDICAID $5.97 ↓ -96%
CONTINUUS MEDICAID MANAGED CONTINUUS MEDICAID MANAGED $5.97 ↓ -96%
MERIDIAN HEALTH PLAN MERIDIAN HMO MCD $5.97 ↓ -96%
MANAGED HEALTH SERVICES MANAGED HEALTH SERVICES MEDICAID $5.97 ↓ -96%
MOLINA HEALTHCARE MOLINA MEDICAID $6.33 ↓ -96%
TRIOLOGY TRILOGY MEDICAID $6.33 ↓ -96%
UNITED HEALTHCARE ALL COMMERCIAL UNITED HEALTHCARE $6.94 ↓ -95%
UNITED HEALTHCARE UHC ONEIDA NATION $6.94 ↓ -95%
UNITED HEALTHCARE UNITED HEALTHCARE $6.94 ↓ -95%
PREVEA HEALTH NETWORK PREVEA360 - NETWORK $7.51 ↓ -95%
PREVEA HEALTH NETWORK PREVEA360 $7.51 ↓ -95%
PREVEA HEALTH NETWORK PREVEA EMPLOYEES $7.51 ↓ -95%
P360 SMALL GROUP PREVEA 360 SMALL GROUP COMMERCIAL PLAN $7.51 ↓ -95%
UNITED HEALTHCARE UNITED HEALTH CARE MEDICARE $15.84 ↓ -89%
MOLINA HEALTHCARE MOLINA MEDICARE $15.84 ↓ -89%
AETNA AETNA MEDICARE $15.84 ↓ -89%
ANTHEM ANTHEM MEDICARE ADVANTAGE HMO $15.84 ↓ -89%
HUMANA HUMANA MEDICARE ADVANTAGE $15.84 ↓ -89%
SECURITY HEALTH PLAN MEDICARE ADVANTAGE SECURITY HEALTH PLAN OF WI $16.00 ↓ -89%
ANTHEM ANTHEM PPO $20.23 ↓ -86%
ANTHEM ANTHEM POS/HMO $20.23 ↓ -86%
HSHS EMPLOYEES HSHS EMPLOYEES $32.08 ↓ -78%
MOLINA HEALTHCARE OF WI ALL COMMERICAL MOLINA MARKETPLACE $33.00 ↓ -77%
NAPHCARE ALL COMMERICAL NAPHCARE $35.64 ↓ -75%
CIGNA ALL COMMERCIAL CIGNA $41.25 ↓ -71%
SECURITY HEALTH PLAN ALL COMMERCIAL SECURITY HEALTH PLAN BROAD NETWORK $42.13 ↓ -71%
TRIOLOGY ALL COMMERCIAL TRIOLOGY $52.14 ↓ -64%
WISCONSIN PHYSICIAN SERVICE WISCONSIN PHYSICIAN SERVICE $52.80 ↓ -63%
ARISE HEALTH PLAN ALL COMMERCIAL ARISE HEALTH PLAN $52.80 ↓ -63%
WEA PROVIDER NETWORK WEA TRUST PPP/TRUST PREFERRED $54.12 ↓ -63%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION PPP $54.12 ↓ -63%
HEALTH CARE ALLIANCE THE ALLIANCE $55.44 ↓ -62%
HUMANA HUMANA NATIIONAL POS HMO $56.10 ↓ -61%
CHOICECARE ALL COMMERCIAL CHOICE CARE $56.10 ↓ -61%
HUMANA ALL COMMERCIAL HUMANA HPN CHOICECARE $56.10 ↓ -61%
HUMANA HUMANA CHOICE CARE PPO $56.10 ↓ -61%
HEALTH EOS ALL COMMERCIAL HEALTH EOS $58.74 ↓ -59%
MULTIPLAN/PHCS ALL COMMERCIAL MULTIPLAN $58.74 ↓ -59%
NETWORK HEALTH PLAN ALL COMMERICAL NETWORK HEALTH PLAN $59.40 ↓ -59%
COFINITY COFINITY $59.40 ↓ -59%
INTERPLAN ALL COMMERCIAL INTERPLAN HEALTH GROUP $59.40 ↓ -59%
NORTH CENTRAL HEALTHCARE ALLIANCE NEHA $60.72 ↓ -58%
WEA PROVIDER NETWORK WEA INSURANCE CORPORATION $62.70 ↓ -57%
FIRST HEALTH ALL COMMERCIAL FIRST HEALTH NETWORK $62.70 ↓ -57%
HEALTHSMART ALL COMMERCIAL HEALTHSMART $66.00 ↓ -54%
AETNA ALL COMMERCIAL AETNA $66.00 ↓ -54%
LIVE360 LIVE360 HSHS HEALTHY PLAN $66.00 ↓ -54%
CATERPILLAR, INC. UHC CATERPILLAR EMPLOYER GROUP $66.00 ↓ -54%

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Albumin (microalbumin) 24 hour urine quantitative at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $47.17 $5.78 – $25.23
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $47.17 $5.78 – $25.23
UnityPoint Health - Meriter Hospital Madison $103.20 $3.47 – $34.03
Orthopaedic Hospital of Wisconsin, LLC Glendale $96.99 $5.61 – $10.36
SSM Health St. Clare Hospital - Baraboo Baraboo $25.30 $4.34 – $57.43
SSM Health St. Mary's Hospital - Janesville Janesville $83.05 $4.34 – $45.94
SSM Health St. Mary's Hospital - Madison Madison $57.20 $4.34 – $46.99
SSM Health Monroe Hospital Monroe $49.50 $5.78 – $10.12

All Wisconsin hospitals for this procedure →