Electrolyte panel at SSM Health Monroe Hospital
515 22Nd Ave, Monroe, WI · SSM Health · · NPI 1073653523
$57.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$104.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.01 with Aetna vs $19.28 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $7.01 | ↓ -88% |
| BCBS | Blue Preferred / Blue Preferred Plus HMO/POS | $8.34 | ↓ -85% |
| Centivo | Median(WI2) Other Commercial Plan | $8.76 | ↓ -85% |
| BCBS | Blue Access PPO | $11.89 | ↓ -79% |
| BCBS | Blue Traditional Traditional | $11.89 | ↓ -79% |
| The Alliance | All Commercial Plans | $12.27 | ↓ -79% |
| Aetna | All Commercial Plans | $19.28 | ↓ -66% |
Visitor-reported prices
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Electrolyte panel at other Wisconsin hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) | Milwaukee | $74.73 | $7.01 – $30.95 |
| Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) | Mequon | $74.73 | $7.01 – $30.95 |
| UnityPoint Health - Meriter Hospital | Madison | $121.76 | $4.21 – $47.48 |
| Orthopaedic Hospital of Wisconsin, LLC | Glendale | $37.10 | $6.80 – $12.56 |
| SSM Health St. Clare Hospital - Baraboo | Baraboo | $102.85 | $5.26 – $69.69 |
| SSM Health St. Mary's Hospital - Janesville | Janesville | $100.65 | $5.26 – $55.73 |
| SSM Health St. Mary's Hospital - Madison | Madison | $95.70 | $5.26 – $57.02 |
| SSM Health Ripon Community Hospital | Ripon | $50.60 | $7.01 – $14.17 |