Warde immunofixation electrophoresis urine at Aurora Medical Center Bay Area

3003 University Dr, Marinette, WI · Aurorahealthcare · · NPI 1043397177

Source: hospital's published price file ↗ · Published Nov 21, 2025 · Ingested Sep 16, 2026

$155.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$310.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.48 with United Healthcare vs $190.35 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Nexus $23.48 ↓ -85%
United Healthcare Exchange $23.48 ↓ -85%
United Healthcare HMO $23.48 ↓ -85%
United Healthcare Charter $23.48 ↓ -85%
Anthem Blue Priority $29.35 ↓ -81%
Aurora Caregiver Commercial $29.35 ↓ -81%
Anthem Blue Preferred $35.22 ↓ -77%
Anthem PPO $35.22 ↓ -77%
Common Ground Exchange $61.64 ↓ -60%
Common Ground Employee Trust Fund $61.64 ↓ -60%
Common Ground Envision $64.16 ↓ -59%
Centivo Commercial $64.16 ↓ -59%
Aetna HMO $65.45 ↓ -58%
Quartz One Commercial $73.38 ↓ -53%
Health Payment Systems Commercial $73.38 ↓ -53%
HealthPartners Employee Trust Fund $77.85 ↓ -50%
Molina Exchange Commercial $81.01 ↓ -48%
HS Technology Commercial $82.59 ↓ -47%
Quartz Group Commercial $85.12 ↓ -45%
Cigna PPO-GPPO $86.01 ↓ -45%
Everpointe Elite Commercial $86.60 ↓ -44%
Wisconsin Physician Service Aurora Featured $95.09 ↓ -39%
HealthPartners Robin $99.64 ↓ -36%
Wisconsin Physician Service Statewide $100.08 ↓ -35%
Wisconsin Physician Service Arise $100.08 ↓ -35%
Trilogy Commercial $103.00 ↓ -34%
Health EOS Plus Commercial $135.00 ↓ -13%
HealthPartners Broad $168.75 ↑ +9%
Health EOS PPO $180.00 ↑ +16%
Aetna PPO $185.85 ↑ +20%
United Healthcare PPO $189.45 ↑ +22%
Cigna PPO $190.35 ↑ +23%

Visitor-reported prices

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Warde immunofixation electrophoresis urine at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $189.74 $25.36 – $69.51
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $189.74 $25.36 – $69.51
UnityPoint Health - Meriter Hospital Madison $233.85 $11.03 – $91.20
Orthopaedic Hospital of Wisconsin, LLC Glendale $180.20 $17.83 – $52.58
SSM Health St. Clare Hospital - Baraboo Baraboo $251.90 $22.01 – $291.66
SSM Health St. Mary's Hospital - Janesville Janesville $293.70 $22.01 – $233.31
SSM Health St. Mary's Hospital - Madison Madison $183.70 $22.01 – $238.64
SSM Health Monroe Hospital Monroe $258.50 $29.35 – $51.36

All Wisconsin hospitals for this procedure →