Warde estrogen fractionated at Aurora Medical Center Bay Area

3003 University Dr, Marinette, WI · Aurorahealthcare · · NPI 1043397177

Source: hospital's published price file ↗ · Published Nov 21, 2025 · Ingested Sep 16, 2026

$65.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$130.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.84 with United Healthcare vs $113.36 with Trilogy — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Charter $25.84 ↓ -60%
United Healthcare Nexus $25.84 ↓ -60%
United Healthcare Exchange $25.84 ↓ -60%
United Healthcare HMO $25.84 ↓ -60%
Anthem Blue Priority $32.30 ↓ -50%
Aurora Caregiver Commercial $32.30 ↓ -50%
Anthem PPO $38.76 ↓ -40%
Anthem Blue Preferred $38.76 ↓ -40%
Common Ground Employee Trust Fund $67.83 ↑ +4%
Common Ground Exchange $67.83 ↑ +4%
Centivo Commercial $70.61 ↑ +9%
Common Ground Envision $70.61 ↑ +9%
Aetna HMO $72.03 ↑ +11%
Health EOS Plus Commercial $78.00 ↑ +20%
Health Payment Systems Commercial $80.75 ↑ +24%
Quartz One Commercial $80.75 ↑ +24%
HealthPartners Employee Trust Fund $85.67 ↑ +32%
Molina Exchange Commercial $89.15 ↑ +37%
HS Technology Commercial $90.89 ↑ +40%
Quartz Group Commercial $93.67 ↑ +44%
Cigna PPO-GPPO $94.62 ↑ +46%
Everpointe Elite Commercial $95.33 ↑ +47%
HealthPartners Broad $97.50 ↑ +50%
Health EOS PPO $104.00 ↑ +60%
Wisconsin Physician Service Aurora Featured $104.65 ↑ +61%
Aetna PPO $107.38 ↑ +65%
United Healthcare PPO $109.46 ↑ +68%
HealthPartners Robin $109.65 ↑ +69%
Cigna PPO $109.98 ↑ +69%
Wisconsin Physician Service Arise $110.14 ↑ +69%
Wisconsin Physician Service Statewide $110.14 ↑ +69%
Trilogy Commercial $113.36 ↑ +74%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Warde estrogen fractionated at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $216.77 $32.30 – $141.00
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $216.77 $32.30 – $141.00
UnityPoint Health - Meriter Hospital Madison $178.40 $19.38 – $57.19
SSM Health St. Clare Hospital - Baraboo Baraboo $31.90 $24.22 – $321.06
SSM Health St. Mary's Hospital - Janesville Janesville $38.50 $24.22 – $256.85
SSM Health St. Mary's Hospital - Madison Madison $26.40 $24.22 – $262.69
SSM Health Ripon Community Hospital Ripon $58.30 $32.30 – $65.35
SSM Health St. Agnes Hospital - Fond du Lac Fond Du Lac $58.30 $24.22 – $62.34

All Wisconsin hospitals for this procedure →