Established Patient Office Visit (level 2) at Aurora Medical Center Bay Area

3003 University Dr, Marinette, WI · Aurorahealthcare · · NPI 1043397177

Source: hospital's published price file ↗ · Published Nov 21, 2025 · Ingested Sep 16, 2026

$162.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$325.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.00 with Common Ground vs $274.95 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Common Ground Employee Trust Fund $65.00 ↓ -60%
Common Ground Exchange $65.00 ↓ -60%
Common Ground Envision $65.00 ↓ -60%
Quartz One Commercial $70.00 ↓ -57%
Molina Exchange Commercial $74.00 ↓ -54%
HealthPartners Employee Trust Fund $74.00 ↓ -54%
Everpointe Elite Commercial $75.00 ↓ -54%
Centivo Commercial $76.00 ↓ -53%
Aetna HMO $78.00 ↓ -52%
Aurora Caregiver Commercial $80.00 ↓ -51%
Quartz Group Commercial $80.00 ↓ -51%
United Healthcare Exchange $82.00 ↓ -50%
United Healthcare Charter $83.00 ↓ -49%
United Healthcare Nexus $83.00 ↓ -49%
Anthem Blue Priority $87.00 ↓ -46%
Anthem Blue Preferred $87.00 ↓ -46%
Anthem PPO $87.00 ↓ -46%
HS Technology Commercial $90.00 ↓ -45%
United Healthcare HMO $90.00 ↓ -45%
Wisconsin Physician Service Aurora Featured $90.00 ↓ -45%
Wisconsin Physician Service Statewide $95.00 ↓ -42%
Wisconsin Physician Service Arise $95.00 ↓ -42%
HealthPartners Robin $96.00 ↓ -41%
Cigna PPO-GPPO $100.00 ↓ -38%
Health Payment Systems Commercial $115.00 ↓ -29%
Trilogy Commercial $116.00 ↓ -29%
Health EOS Plus Commercial $195.00 ↑ +20%
HealthPartners Broad $243.75 ↑ +50%
Health EOS PPO $260.00 ↑ +60%
Aetna PPO $268.45 ↑ +65%
United Healthcare PPO $273.65 ↑ +68%
Cigna PPO $274.95 ↑ +69%

Visitor-reported prices

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