Coagulation time activated teg at Aurora Medical Center Bay Area

3003 University Dr, Marinette, WI · Aurorahealthcare · · NPI 1043397177

Source: hospital's published price file ↗ · Published Nov 21, 2025 · Ingested Sep 16, 2026

$22.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$45.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.42 with United Healthcare vs $38.07 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Nexus $3.42 ↓ -85%
United Healthcare Exchange $3.42 ↓ -85%
United Healthcare HMO $3.42 ↓ -85%
United Healthcare Charter $3.42 ↓ -85%
Aurora Caregiver Commercial $4.28 ↓ -81%
Anthem Blue Priority $4.28 ↓ -81%
Anthem PPO $5.14 ↓ -77%
Anthem Blue Preferred $5.14 ↓ -77%
Common Ground Employee Trust Fund $8.99 ↓ -60%
Common Ground Exchange $8.99 ↓ -60%
Common Ground Envision $9.36 ↓ -58%
Centivo Commercial $9.36 ↓ -58%
Aetna HMO $9.54 ↓ -58%
Health Payment Systems Commercial $10.70 ↓ -52%
Quartz One Commercial $10.70 ↓ -52%
HealthPartners Employee Trust Fund $11.35 ↓ -50%
Molina Exchange Commercial $11.81 ↓ -48%
HS Technology Commercial $12.04 ↓ -46%
Quartz Group Commercial $12.41 ↓ -45%
Cigna PPO-GPPO $12.42 ↓ -45%
Everpointe Elite Commercial $12.58 ↓ -44%
Wisconsin Physician Service Aurora Featured $13.87 ↓ -38%
HealthPartners Robin $14.53 ↓ -35%
Wisconsin Physician Service Statewide $14.59 ↓ -35%
Wisconsin Physician Service Arise $14.59 ↓ -35%
Trilogy Commercial $15.02 ↓ -33%
Health EOS Plus Commercial $27.00 ↑ +20%
HealthPartners Broad $33.75 ↑ +50%
Health EOS PPO $36.00 ↑ +60%
Aetna PPO $37.17 ↑ +65%
United Healthcare PPO $37.89 ↑ +68%
Cigna PPO $38.07 ↑ +69%

Visitor-reported prices

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