Aquatic exercise - group charge at UnityPoint Health - Meriter Hospital

202 South Park Street, Madison, WI · UnityPoint Health · · NPI 1114920048

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$213.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$266.35

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.92 with Humana vs $253.03 with Anthem Blue Cross and Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare Advantage $16.92 ↓ -92%
United Healthcare Medicare Advantage $16.92 ↓ -92%
IlliniCare Medicare Advantage $16.92 ↓ -92%
Aspirus Medicare Advantage $16.92 ↓ -92%
Anthem Blue Cross and Blue Shield Medicare Advantage $16.92 ↓ -92%
Prevea 360 Medicare Advantage $16.92 ↓ -92%
MeridianCare Medicare Advantage $16.92 ↓ -92%
United Healthcare Commercial $18.12 ↓ -91%
Health Partners Open Network Commercial $22.66 ↓ -89%
Anthem Blue Cross and Blue Shield Blue Priority/Pathway $43.48 ↓ -80%
Anthem Blue Cross and Blue Shield PPO $50.42 ↓ -76%
Wellmark UPH Self-Funded Commercial $50.42 ↓ -76%
Anthem Blue Cross and Blue Shield HMO/POS $50.42 ↓ -76%
Aspirus PPO $61.26 ↓ -71%
Medical Associates Health Plan HMO/POS/PPO $72.59 ↓ -66%
Cigna Commercial $79.91 ↓ -62%
Security Health Plan HMO/POS/SAS $82.57 ↓ -61%
Quartz HMO $83.10 ↓ -61%
Mercy Care HMO/POS $88.43 ↓ -58%
Aspirus HMO/POS $95.89 ↓ -55%
Prevea 360 Commercial $226.40 ↑ +6%
Anthem Blue Cross and Blue Shield Traditional $253.03 ↑ +19%
My Choice Managed Medicaid not published by hospital
Dean Health Plan Managed Medicaid not published by hospital
GHC - South Central WI Managed Medicaid not published by hospital
Anthem Blue Cross and Blue Shield Managed Medicaid not published by hospital
United Healthcare Managed Medicaid not published by hospital
GHC - Eau Claire Managed Medicaid not published by hospital
GHC HMO not published by hospital

Visitor-reported prices

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