Annual Physical, New Patient (age 18-39) at UnityPoint Health - Meriter Hospital

202 South Park Street, Madison, WI · UnityPoint Health · · NPI 1114920048

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$356.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$445.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.71 with Aspirus vs $222.25 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aspirus PPO $40.71 ↓ -89%
Anthem Blue Cross and Blue Shield HMO/POS $44.25 ↓ -88%
Anthem Blue Cross and Blue Shield Blue Priority/Pathway $44.25 ↓ -88%
Anthem Blue Cross and Blue Shield PPO $44.25 ↓ -88%
Wellmark UPH Self-Funded Commercial $44.25 ↓ -88%
Cigna Commercial $49.56 ↓ -86%
Security Health Plan HMO/POS/SAS $53.10 ↓ -85%
Aspirus HMO/POS $61.95 ↓ -83%
Mercy Care HMO/POS $61.95 ↓ -83%
Medical Associates Health Plan HMO/POS/PPO $65.49 ↓ -82%
United Healthcare Medicare Advantage $70.80 ↓ -80%
Aspirus Medicare Advantage $88.50 ↓ -75%
Health Partners Open Network Commercial $136.77 ↓ -62%
Prevea 360 Commercial $150.45 ↓ -58%
Anthem Blue Cross and Blue Shield Traditional $168.15 ↓ -53%
United Healthcare Commercial $222.25 ↓ -38%
Dean Health Plan Managed Medicaid not published by hospital —
Anthem Blue Cross and Blue Shield Managed Medicaid not published by hospital —
MeridianCare Medicare Advantage not published by hospital —
GHC HMO not published by hospital —
Prevea 360 Medicare Advantage not published by hospital —
Quartz HMO not published by hospital —
United Healthcare Managed Medicaid not published by hospital —
Anthem Blue Cross and Blue Shield Medicare Advantage not published by hospital —
My Choice Managed Medicaid not published by hospital —
GHC - Eau Claire Managed Medicaid not published by hospital —
GHC - South Central WI Managed Medicaid not published by hospital —
Humana Medicare Advantage not published by hospital —
IlliniCare Medicare Advantage not published by hospital —

Visitor-reported prices

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Annual Physical, New Patient (age 18-39) at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Aurora Sinai Medical Center of Aurora Health Care Metro Milwaukee $347.50 not published
Ascension Calumet Hospital, Inc. Chilton $212.61 $99.46 – $176.03
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee not published $153.27 – $340.91
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon not published $153.27 – $340.91
Midwest Orthopedic Specialty Hospital Franklin not published $105.67 – $351.16
Ascension NE Wisconsin - Mercy Campus (Ascension NE Wisconsin, Inc.) Oshkosh not published $99.46 – $290.57
Ascension St. Francis Hospital, Inc. Milwaukee not published $105.67 – $351.16
Ascension SE Wisconsin Hospital - St. Joseph Campus Milwaukee not published $105.67 – $351.16

All Wisconsin hospitals for this procedure →