Immunofluorescence per specimen each additional single antibody stain at SSM Health St. Mary's Hospital - Janesville

3400 East Racine Street, Janesville, WI · SSM Health · · NPI 1548654676

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$583.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,061.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$243.70 with BCBS vs $262.89 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Blue Preferred/Blue Preferred Plus HMO/POS $243.70 ↓ -58%
BCBS Blue Access PPO $262.89 ↓ -55%
BCBS Blue Traditional Traditional $262.89 ↓ -55%

Visitor-reported prices

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Immunofluorescence per specimen each additional single antibody stain at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $533.18 $38.19 – $94.27
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $533.18 $38.19 – $94.27
UnityPoint Health - Meriter Hospital Madison $108.52 $24.38 – $48.83
SSM Health St. Clare Hospital - Baraboo Baraboo $636.90 $304.60 – $304.60
SSM Health St. Mary's Hospital - Madison Madison $365.20 $249.19 – $249.19
SSM Health Monroe Hospital Monroe $422.95 $101.80 – $101.80
SSM Health Ripon Community Hospital Ripon $82.50 $62.03 – $63.88
SSM Health St. Agnes Hospital - Fond du Lac Fond Du Lac $82.50 $62.03 – $63.88

All Wisconsin hospitals for this procedure →