CT upper extremity w/contrast (both sides) at SSM Health St. Mary's Hospital - Janesville

3400 East Racine Street, Janesville, WI · SSM Health · · NPI 1548654676

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$1,706.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,102.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$263.55 with Molina vs $1,375.67 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina Medicare Managed Care Plan $263.55 ↓ -85%
Dean Health Plan Medicare Managed Care Plan $351.40 ↓ -79%
BCBS Blue Preferred/Blue Preferred Plus HMO/POS $1,269.86 ↓ -26%
BCBS Blue Access PPO $1,375.67 ↓ -19%
BCBS Blue Traditional Traditional $1,375.67 ↓ -19%

Visitor-reported prices

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CT upper extremity w/contrast (both sides) at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $978.91 $90.90 – $828.27
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $1,129.43 $90.90 – $828.27
UnityPoint Health - Meriter Hospital Madison $4,905.25 $51.06 – $2,035.68
SSM Health St. Clare Hospital - Baraboo Baraboo $1,422.85 $254.15 – $1,769.47
SSM Health St. Mary's Hospital - Madison Madison $1,697.85 $254.15 – $1,332.30
SSM Health Monroe Hospital Monroe $1,536.15 $338.87 – $435.46
SSM Health Ripon Community Hospital Ripon $1,558.15 $544.90 – $544.90
SSM Health St. Agnes Hospital - Fond du Lac Fond Du Lac $1,558.15 $258.81 – $665.99

All Wisconsin hospitals for this procedure →