Cardiolipin antibody iga at SSM Health St. Mary's Hospital - Janesville

3400 East Racine Street, Janesville, WI · SSM Health · · NPI 1548654676

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$32.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$59.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.09 with Molina vs $49.88 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina Medicare Managed Care Plan $19.09 ↓ -41%
Dean Health Plan Medicare Managed Care Plan $25.45 ↓ -22%
Centivo Broad(WI2) Other Commercial Plan $31.81 ↓ -2%
The Alliance All Commercial Plans $44.54 ↑ +37%
BCBS Blue Preferred/Blue Preferred Plus HMO/POS $46.24 ↑ +42%
BCBS Blue Access PPO $49.88 ↑ +54%
BCBS Blue Traditional Traditional $49.88 ↑ +54%

Visitor-reported prices

visitor-reported
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Cardiolipin antibody iga at other Wisconsin hospitals

Hospital City Cash price Negotiated range
Ascension Columbia St. Mary's Hospital - Milwaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Milwaukee $61.48 $13.78 – $98.33
Ascension Columbia St. Mary's Hospital - Ozaukee Campus (Columbia St. Mary's Hospital Milwaukee, Inc.) Mequon $61.48 $13.78 – $98.33
UnityPoint Health - Meriter Hospital Madison $222.40 $15.27 – $34.90
Orthopaedic Hospital of Wisconsin, LLC Glendale $126.14 $8.22 – $45.58
SSM Health St. Clare Hospital - Baraboo Baraboo $24.75 $19.09 – $57.79
SSM Health St. Mary's Hospital - Madison Madison $18.15 $19.09 – $47.30
SSM Health Monroe Hospital Monroe $174.35 $25.45 – $44.54
SSM Health Ripon Community Hospital Ripon $35.75 $11.77 – $44.54

All Wisconsin hospitals for this procedure →