Observation direct referral from physician office for admission at Aurora Medical Center Washington County

1032 E Sumner St, Hartford, WI · Aurorahealthcare · · NPI 1760420103

Source: hospital's published price file ↗ · Published Nov 21, 2025 · Ingested Sep 16, 2026

$147.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$295.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$177.00 with Health EOS Plus vs $14,330.00 with Quartz Group — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health EOS Plus Commercial $177.00 ↑ +20%
HealthPartners Broad $221.25 ↑ +50%
Health EOS PPO $236.00 ↑ +60%
Aetna PPO $243.67 ↑ +65%
United Healthcare PPO $248.39 ↑ +68%
Cigna PPO $249.57 ↑ +69%
Anthem PPO $250.75 ↑ +70%
Everpointe Elite Commercial $7,596.00 ↑ +5050%
Aetna HMO $7,798.00 ↑ +5187%
Common Ground Employee Trust Fund $8,928.00 ↑ +5953%
Common Ground Exchange $8,928.00 ↑ +5953%
Common Ground Envision $8,928.00 ↑ +5953%
HealthPartners Employee Trust Fund $9,072.00 ↑ +6051%
United Healthcare Exchange $9,169.00 ↑ +6116%
United Healthcare Nexus $9,233.00 ↑ +6160%
United Healthcare Charter $9,233.00 ↑ +6160%
Centivo Commercial $9,289.00 ↑ +6198%
Trilogy Commercial $9,651.00 ↑ +6443%
Molina Exchange Commercial $9,814.00 ↑ +6554%
United Healthcare HMO $10,060.00 ↑ +6720%
Anthem Blue Priority $10,353.00 ↑ +6919%
HS Technology Commercial $10,692.00 ↑ +7149%
Aurora Caregiver Commercial $11,000.00 ↑ +7358%
Health Payment Systems Commercial $11,000.00 ↑ +7358%
Wisconsin Physician Service Aurora Featured $11,362.00 ↑ +7603%
HealthPartners Robin $11,670.00 ↑ +7812%
Wisconsin Physician Service Arise $11,960.00 ↑ +8008%
Wisconsin Physician Service Statewide $11,960.00 ↑ +8008%
Quartz One Commercial $12,250.00 ↑ +8205%
Cigna PPO-GPPO $12,500.00 ↑ +8375%
Anthem Blue Preferred $13,362.00 ↑ +8959%
Quartz Group Commercial $14,330.00 ↑ +9615%

Visitor-reported prices

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Observation direct referral from physician office for admission at other Wisconsin hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Meriter Hospital Madison $176.04 $32.74 – $592.21
SSM Health St. Clare Hospital - Baraboo Baraboo $318.45 $433.84 – $578.46
SSM Health St. Mary's Hospital - Janesville Janesville $343.75 $449.89 – $599.85
SSM Health St. Mary's Hospital - Madison Madison $451.55 $433.84 – $578.46
SSM Health Monroe Hospital Monroe $393.80 $578.46 – $578.46
SSM Health Ripon Community Hospital Ripon $74.80 not published
SSM Health St. Agnes Hospital - Fond du Lac Fond Du Lac $74.80 $441.78 – $1,136.86
SSM Health Waupun Memorial Hospital Waupun $74.80 not published

All Wisconsin hospitals for this procedure →